The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
Latest News
Redeem AIR MILES for Orlando travel and get up to 50% back in miles! + MORE Sep 17th
Starting today AIR MILES Collectors who redeem miles for Orlando travel can get up to 50% of the miles back as a bonus! This offer is valid for flight or hotel bookings made via AIR MILES Travel by October 31, 2024 for travel completed by March 31, 2025. The up to 50% back in miles […]
The pos.... More »
American Express Aeroplan cards now offering free Uber Pass benefits + MORE Nov 2nd
The Aeroplan co-brand credit card Uber Pass benefit was announced back in September however at that time it only launched on the TD and CIBC Aeroplan cards. American Express cardholders would have to wait to November 1st which is today and the benefit is now here!The free membership runs for s.... More »
Alberta Child and Family Benefit payment dates in 2025 + MORE Apr 15th
The Alberta Child and Family Benefit (ACFB) is a program administered by the Canada Revenue Agency (CRA) on behalf of the government of Alberta. The ACFB was introduced to assist lower-income and middle-income families with children under 18. Eligible families can receive direct financial assistance.... More »
RWRDS Daily Update – November 16 + MORE Nov 17th
Here’s your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. New business class lounge coming to Toronto’s Billy Bishop Airport In 2023 Swissport will be adding a new business class lounge to their Canadian roster. The .... More »
Best ever bonus of up to 145,000 points for the TD First Class Travel Visa Infinite Card Oct 30th
The revamped TD First Class Travel® Visa Infinite* Card is officially here and to celebrate TD has introduced the best ever bonus of up to 145,000 points along with no annual fee in the first year on the card. News of the card’s overhaul was released this past July with changes to the earn ra.... More »
GST Payment Dates: What You Need to Know
– canadianfinanceblog.com
Recently, I published an article which included the monthly payment dates for CPP and OAS government pensions. This time around, we’re taking a look at the quarterly Goods and Services Tax (GST) rebates that millions of Canadians receive each year. If you’re wondering if you are eligible to receive a GST rebate, or when you can expect GST cheques to arrive in the mail, it’s all here. But first, let’s take a closer look at what the GST/HST credit is all about.
What Is the GST Credit?
The GST/HST credit is a quarterly non-taxable benefit issued to eligible Canadians by the federal government each year. The payment is targeted to individuals and families reporting a low to modest level of income. To be eligible, one of the following criteria must apply:
What Is the GST Credit?
The GST/HST credit is a quarterly non-taxable benefit issued to eligible Canadians by the federal government each year. The payment is targeted to individuals and families reporting a low to modest level of income. To be eligible, one of the following criteria must apply:
You are a resident of Canada (in the month before and at the beginning of the month the credit is made)
You are 19 years of age or older
You have (or had) a spouse or common-law partner
You are (or were) a parent, and live (or lived) with your child
If you are not a resident of Canada for income tax purposes, are currently incarcerated in a prison for a period 90 days or longer, or you do not pay tax in Canada (for a variety of reasons), you are likely not eligible to receive the GST/HST credit, even if your income falls within the guidelines…
WestJet Rewards Member Exclusive Fares being paused as of June 25
– RewardsCanada.ca
Thanks to long time Rewards Canada reader CanadianPilgrim for alerting us to this news from WestJet Rewards. The news is that of June 25 WestJet is pausing their Member Exclusive Fares reward option. This is one of the lesser known yet most valuable redemption options in the WestJet Rewards program. If you are unfamiliar with their Member Exclusive fares you can think of them as WestJet’s fixed price redemption option that is the vein of your classic flight reward charts from programs like Aeroplan, AIR MILES and most other frequent flyer programs. Essentially you would pay a flat rate of WestJet dollars for a flight on WestJet or even WestJet’s partner airlines like Air France, Delta, KLM and Qantas. Flights in Canada or to the U.S. typically ran 99 WestJet dollars for short haul (although we are seeing that as low as 63 right now) or 125 WestJet dollars each way for long haul, to Europe for as little as 349, Asia for 599 and Australia for 629.For example here’s a look at round trip flights between Calgary and Toronto using the Member Exclusive fares this August:Round trip sees you spending 250 WestJet dollars plus $97…
