The best GIC rates in Canada for 2025 Sep 29th

How to go about securing the best rate and plan for your credit card in Canada.

Latest News

Why tax season is turning into a debt trap for Canadians (and how to avoid it) Apr 2nd

If you typically carry a credit card balance, you’re in good company. The recent Study of the Canadian Consumer (Winter 2026) by Vividata shows that more than 1 in 3 Canadians (36%) usually have a credit card balance from month to month. What’s striking, however, is the study’s finding that 49.... More »

Insights from the Gravitational-Wave Transient Catalogue-4.0 - Innovation News Network + MORE Jun 3rd

Insights from the Gravitational-Wave Transient Catalogue-4.0 Innovation News NetworkAstronomers discover a 'lost world' of black hole mergers: 'It's the astronomical equivalent of uncovering an ancient civilization' SpaceGravitational wave astronomy is now a fully mature scienc.... More »

Holiday spending is rising—and younger Canadians are leaning on credit + MORE Dec 24th

A survey by CPA Canada shows holiday spending is on the rise, and younger Canadians are using credit to keep up. Dig into the reasons why Gen Z and millennials are racking up the debt, and learn strategies to keep your expenses under control. Gift-giving spending trends The holidays.... More »

Toronto gas prices could hit record highs this summer. Here’s how reward programs could save you hundreds a year Jun 8th

We compiled some of the best loyalty programs and credit cards to help maximize savings..... More »

3 affordable South American destinations to stretch your travel dollar Jul 19th

With some Canadians skipping the United States in favour of destinations further afield, countries like Peru, Bolivia, and Argentina are attracting more attention. Bolivia is the cheapest of the three, although travellers from Canada will find all of them relatively affordable. 5 ways to stay on .... More »

The best GIC rates in Canada for 2025

– moneysense.ca

GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

Continue Reading On moneysense.ca »

Why not follow our RSS feed to keep in sync with the latest Canadian Credit Card news?

Share