The financial mistakes people make before seeking debt help + MORE Jun 24th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?

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Ontario scientists discover hidden gem on Mars, here’s what it can teach us about the planet’s history - NOW Toronto + MORE Jul 2nd

Ontario scientists discover hidden gem on Mars, here’s what it can teach us about the planet’s history NOW Toronto.... More »

Major cash back changes coming to Scotia Momentum credit cards Aug 21st

Scotiabank is changing the way cash back works on Scotia Momentum credit cards, and many aren’t happy about it. The update applies to the Scotia Momentum Visa Infinite+ Card, Scotia Momentum Visa Card, Scotia Momentum Visa No-Fee Card, and Scotia Momentum for Business Card. Scotiabank to.... More »

More Canadians are rethinking their bank. Should you? + MORE Jul 23rd

Clinton Begin was growing tired of frequent visits to bank branches and calling into the trading desk to check on various transactions. “There (were) a lot of things that just took too much of my time. I was always phoning, always going to visit them. It was always a big deal,” he recalled. .... More »

No-fee vs. rewards credit cards: When paying an annual fee pays off Sep 11th

There are a lot of factors to consider when choosing a new credit card, with the annual fee being one of the most important. There’s no point in paying for a rewards credit card if you’re not coming out ahead, which is why it’s so important to determine a card’s break-even point—the amount.... More »

Ancient proteins hint at all-female Homo naledi burial site in Rising Star cave system – Phys.org

– news.google.ca

Ancient proteins hint at all-female Homo naledi burial site in Rising Star cave system Phys.orgFossils of archaic human Homo naledi found in a cave are the same sex. Scientists want to learn why CNN’A weird result from an already weird hominin’: Archaeologists discover all Homo naledi skeletons found in South African cave are female Live ScienceScientists found 20 Homo naledi in a cave. Why are they all female? National GeographicA Controversial Ancient Human Burial Site Just Got More Mysterious ScienceAlert

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Ancient proteins hint at all-female Homo naledi burial site in Rising Star cave system – Phys.org

– news.google.ca

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The financial mistakes people make before seeking debt help

– moneysense.ca

“I wish I had reached out sooner.” It’s one of the most common things that credit counsellors hear from people struggling with debt.

Debt problems rarely appear overnight. They tend to develop gradually through a series of well-intentioned decisions made while trying to stay afloat: a credit card is used to cover an unexpected expense; a savings account is tapped to make a payment; a tax refund is expected to solve the problem next month. Each decision can seem reasonable in isolation, but over time these temporary fixes can make debt harder to manage. Plus, they can limit your available options going forward.

If you’re worried about debt, recognizing the warning signs early on can help you avoid unnecessary stress, interest costs, and long-term financial consequences. Mike Beregon, Credit Counsellor & Client Services Manager at Credit Canada, underlines the importance of acting quickly. “Feeling overwhelmed about your financial situation is completely normal—but it’s those who take action who realize that difficult decision became life changing”, says Bergeron…

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