All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
New limited time offers for the American Express Gold & Platinum Cards provide up to 110,000 welcome points + MORE Mar 21st
On Friday of last week American Express revealed new limited time increased welcome bonus offers on their consumer and business Gold and Platinum cards. These new offers are in place until May 11, 2022 and offer up to 110,000 welcome points. Here are the offers: The Platinum Card®•.... More »
Changes coming to Aeroplan Elite Status Complimentary Checked Bag benefits (25K & 35K) + MORE Sep 30th
Air Canada is instituting some further changes to their elite status program in 2026. The latest changes that were announced see the airline lowering the complimentary checked bag benefit for 25K status members to one free bag while adding a complimentary bag benefit for 25K and 35K members flying o.... More »
The Best Cash Back Credit Card Welcome Bonus Offers for September 2025 + MORE Sep 10th
Here are Rewards Canada’s Top 5 Cash Back Credit Card Sign Up offers for the month of September. This is not a ‘best’ credit card list like our Top Cash Back Credit Card rankings but instead look at cards that have the best cash back welcome bonus sign up offers. This list includes cards that .... More »
Receive up to an 85% bonus when you buy Air Canada Aeroplan points Aug 20th
Air Canada Aeroplan’s latest buy points promotion provides members with the opportunity to receive up to a 85% bonus when buying points by September 10, 2025. I’m not sure if this time it is a mystery bonus like the last few offers – do please let me know in the comments if you rec.... More »
Holiday spending is rising—and younger Canadians are leaning on credit + MORE Dec 24th
A survey by CPA Canada shows holiday spending is on the rise, and younger Canadians are using credit to keep up. Dig into the reasons why Gen Z and millennials are racking up the debt, and learn strategies to keep your expenses under control.
Gift-giving spending trends
The holidays.... More »
How Old Do You Have To Be To Get a Credit Card in Canada?
– canadianfinanceblog.com
Credit cards can be a great way to build credit history and accumulate rewards points or cashback. But how old do you have to be to get a credit card in Canada? And just because some types of cards are available to teens, should they have one?
With power comes responsibility. Before you rush out to get your teen a credit card, find out what types of cards are available to them and what every teen should know before getting their first one.
Can You Get a Credit Card If You Are Under 18?
Technically no, according to current legislation, you cannot get your own unsecured card until you reach the age of majority in your province.
But that doesn’t mean your teen is out of options. There are many ways teenagers can get access to credit cards before they reach the age of majority.
How Old Do You Have To Be To Get a Credit Card in Canada?
To get an unsecured credit card in Canada, you have to be the age of majority in your province/territory. Here is a breakdown by province and territory:
Must Be 18 Years Old
With power comes responsibility. Before you rush out to get your teen a credit card, find out what types of cards are available to them and what every teen should know before getting their first one.
Can You Get a Credit Card If You Are Under 18?
Technically no, according to current legislation, you cannot get your own unsecured card until you reach the age of majority in your province.
But that doesn’t mean your teen is out of options. There are many ways teenagers can get access to credit cards before they reach the age of majority.
How Old Do You Have To Be To Get a Credit Card in Canada?
To get an unsecured credit card in Canada, you have to be the age of majority in your province/territory. Here is a breakdown by province and territory:
Must Be 18 Years Old
Alberta
Manitoba
Ontario
Prince Edward Island
Quebec
Saskatchewan
Must Be 19 Years Old
British Columbia
New Brunswick
Newfoundland & Labrador
Northwest Territories
Nova Scotia
Nunavut
Yukon
Credit Card Options for Teenagers under 18
Just because a teen can’t get their own unsecured credit card under 18 doesn’t mean they don’t have options…
Here’s your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. Air Canada’s generous refund policy for Aeroplan flight rewards tickets has been extended by one month to May 31 from April 30. This means all flights booked by that date can be changed or cancelled free of charge. Learn more here.For changes, you’ll pay only the difference in points, or receive a partial refund if your new itinerary requires fewer points.For cancellations, you’ll receive all of your Aeroplan points back in your account, plus a full refund of any associated taxes, fees and surcharges on the unused value of your travel. (Note that refunds will not apply for previously-charged fees, including contact centre booking fees and change fees, or for government taxes and fees which are non-refundable by law.)Beginning June 1, 2021, Aeroplan flight rewards booked through May 31, 2021 will be eligible for a one-time free change or cancellation…
