The best GIC rates in Canada for 2025 Feb 10th

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Amex Offers: Spend $1,200 on Virgin Atlantic flights & get a $150 statement credit + MORE Sep 23rd

Today we have another travel related promotion from Amex Offers! This time we see Virgin Atlantic added to the program! This is perfect for anyone who has been planning on taking Virgin’s relatively new flights between Toronto and London Heathrow. This offer provides a $150 statement credit wh.... More »

RWRDS Daily Update April 18: You can now fly direct from Calgary to Munich with Discover Airlines Apr 18th

You can now fly direct from Calgary to Munich with Discover Airlines and Muir Halifax upgrades from Autograph Collection to Luxury Collection. Check out today's points & miles updates here: The post RWRDS Daily Update April 18: You can now fly direct from Calgary to Munich with Discover Airline.... More »

How you can get amazing value from the limited time Marriott Bonvoy American Express card offers + MORE Aug 8th

For this summer American Express have brought back increased welcome bonuses on their Marriott Bonvoy co-brand cards. These are being touted as the best offers for this year and in this post we look at how those bonus offers can provide some amazing value on hotel stays. Whether you get yourself the.... More »

RWRDS Daily Update August 12: Earn 5x AIR MILES for shopping with Amazon & get 2x Avios flying Toronto to Madrid on Iberia + MORE Aug 12th

Earn 5x AIR MILES for shopping with Amazon and earn 2x Avios on Iberia flights out of Toronto via Qatar Airways Privilege Club. Check out today's points & miles updates here: The post RWRDS Daily Update August 12: Earn 5x AIR MILES for shopping with Amazon & get 2x Avios flying Toronto to .... More »

Bank fees for non-sufficient funds will be capped at $10—but not until next March + MORE Mar 21st

Ottawa has put in place new rules limiting the fees banks can levy on customers who don’t have enough in their accounts to cover a cheque or other pre-authorized charges. The updates, included in an order-in-council last week (March 12), cap non-sufficient funds fees at $10 for personal deposit.... More »

The best GIC rates in Canada for 2025

– moneysense.ca

GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

Why trust us

MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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