June 16 Update: Two new great Amex Offers, 3,000 bonus points at the Four Points Sherwood Park & more confirmed Cobalt multiplier locations + MORE Jun 17th

 We see two more cards join the world of 10% cash back limited time welcome bonus offers today. Both the Tangerine Money-Back Credit Card and the Tangerine World Mastercard are now in the league of cards like Amex’s Simply Cash Preferred, CIBC’s Dividend Visa Infinite and Scotia’s Momentum Visa Infinite cards. From today through to August 16th when you apply for and are approved for either of these Tangerine cards you’ll be able to earn 10% cash back on all purchases in the first 2 months. The 10% is capped on $1,000 of purchases for a total cash back reward of $100. After that 10% cap is hit or after 2 months the regular earn rate of up to 2% cash back kicks in.The Tangerine cards offers 2% back on categories that you get to choose yourself so you can maximize your earning on where you spend most. Both cards allow you to choose from two categories to earn that 2% cash back and you can add a third 2% category if you have your cash back rewards deposited into a Tangerine Savings Account…

 Air Canada is offering a pretty big incentive for booking downtown Vancouver hotels via the aircanada.com website! Right now if you book an eligible stay by July 7 for completion between June 21 and December 15 you can earn up to 20,000 bonus Aeroplan points for that stay!The bonus is on top of the regular 2 Aeroplan points per dollar earned plus any points you earn on your credit card for the stay. I would recommend an Aeroplan co-brand credit card or a card that has a travel multiplier for these purchases!  The bonuses are awarded as follows:1 night = earn 5,000 bonus Aeroplan points2 nights = earn 10,000 bonus Aeroplan points3+ nights = earn 20,000 bonus Aeroplan pointsThose are some pretty big bonuses that make it worthwhile to book stays via aircanada.com for this offer.  Remember that when you book via aircanada.com you won’t earn points in that hotel’s loyalty program and your elite status may or may not be recognized for the stay. However in this case for this amount of points it can be worth it to forego the hotel loyalty program! Participating HotelsBlue Horizon HotelThe BurrardCarmana PlazaCoast Coal Harbour Hotel by APADays Inn by Wyndham Vancouve DowntownDelta Hotels Vancouver Downtown Suitesthe DOUGLASEXchange Hotel VancouverExecutive Hotel Le SoleilExecutive Hotel Vintage ParkFairmont Hotel VancouverFairmont Pacific RimFairmont WaterfrontGeorgian Court HotelHilton Vancouver DowntownHoliday Inn Hotel & Suites Vancouver Downtown, an IHG HotelHotel Belmont Vancouver, Ascend Hotel CollectionHotel Blu VancouverHyatt Regency VancouverJW Marriott parq VancouverThe Listel HotelLoden HotelMetropolitan Hotel VancouverOpus VancouverPan Pacific VancouverPinnacle Hotel HarbourfrontRamada by Wyndham VancouverResidence Inn by Marriott Vancouver DowntownRosewood Hotel GeorgiaSandman Hotel Vancouver City CentreSandman Suites Vancouver – Davie StreetShangri-La Hotel, VancouverSheraton Vancouver Wall Centre HotelThe Sutton Place Hotel – VancouverThe Sylvia HotelVancouver Marriott Pinnacle DowntownThe Westin Bayshore VancouverWedgewood Hotel & Spa – Relais & ChateauYWCA Hotel/ResidenceHere’s a quick look at the Hyatt Regency Vancouver for a stay July 14-17: To book via Air Canada it is $788 versus $773…

 You can use your American Express card this weekend and feel good about doing so! Well, that is, feeling even better than you should thanks to the great rewards you are already receiving. From June 18th to 20th American Express will donate $1 to the United Way for each $1 spent at their Shop Small merchants. They will donate up to $100,000 so I think that number could be easily be reached on the first day alone! Shop Small is American Express’ program for your non-major retailers in Canada (and globally as well) who accept American Express. These are your mom and pop shops, small local chains etc. Not your big box stores like Wal-Mart and Sobeys. So not only does this weekend’s promotion support the United Way it also helps support your small local businesses and you’ll find that everyday more and more of these small business do accept American Express. If you aren’t totally familiar with Shop Small or are wanting to find out which of these small merchants do accept American Express check out our step by step guide to the American Express Shop Small Program…

Having good credit can impact your ability to borrow money as well as the terms of any loan you may have access to. But there are many misconceptions out there as to what does and does not impact your score. Keep reading to find out 5 factors that affect your credit score in Canada and 5 factors that don’t.
What Is a Credit Score?
Credit scores are numbers that lenders use to determine your creditworthiness. They are numerical representations of everything in your credit report.
High credit scores signal to lenders that the borrower is likely to repay their loans within the provided terms. The higher your number, the more likely your loan will be approved, as some lenders may have minimum credit score requirements. And the more likely you are to get favourable terms for the loan, including a lower interest rate, than someone with a lower score.
Your credit score may also slightly differ by reporting agency (such as Transunion and Equifax) or by the lender, as each will have its own proprietary way of calculating your specific number…

Here’s your Rewards Canada Daily update! Your daily dose (or near daily dose) of loyalty program, credit card and travel news, bonuses, deals and more. This update is brought to you by the HSBC World Elite Mastercard which is currently offering a welcome bonus of up to 70,000 bonus points and no annual fee in the first year! This card is the best No Foreign Transaction fee card in Canada! There are two new awesome Amex Offers to let you know about! The first sees the return of a statement credit for buying gift cards to use at Oxford Properties (they operate shopping malls in various Canadian cities). I am aware of this offer on the personal Platinum Card. The other offer provides an amazing 10 bonus points per dollar spent on all eligible spending on the Business Platinum Card! Log in to your accounts to see if you are eligible for either offer and register right away for them. You can find our complete list of Amex offers here. Here are the offers:Spend at least $350 in qualifying gift card purchases using your registered Card at participating Oxford Properties guest services location(s) or through oxfordgiftcardplus…