Balancing personal and financial goals as you build a new life in Canada + MORE Nov 20th

All about Canadian credit cards. Learn the ins and outs and get the latest news.
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Air Transat plans new loyalty program with Desjardins and Visa Jan 22nd

Air Transat has announced plans to start a new loyalty program with Desjardins Group and Visa. The launch, planned for the second half of this year, will offer travellers exclusive benefits and an improved experience, the airline said. The announcement comes after Transat suspended its BonBon r.... More »

No-fee vs. rewards credit cards: When paying an annual fee pays off Sep 11th

There are a lot of factors to consider when choosing a new credit card, with the annual fee being one of the most important. There’s no point in paying for a rewards credit card if you’re not coming out ahead, which is why it’s so important to determine a card’s break-even point—the amount.... More »
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Debt collection in Canada: What collectors can and can’t do + MORE Dec 15th

When bills go unpaid, that’s when the calls from creditors can start. At home, at work, by phone or mail—they’ll reach out in every way they can to get you to pay. Debt collectors are obligated to follow specific rules about how they make contact and what information they can request; h.... More »

The best GIC rates in Canada for 2026 Mar 9th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »

Woman in her 30s killed in hit-and-run near Mississauga's Credit Valley Hospital Jul 5th

Police say that the suspect fled eastbound on Eglinton Avenue from Erin Mills Parkway in a sedan..... More »
‘A mini pot of gold’: Researchers discover new tiny fungi species in Alberta  University of Alberta

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Balancing personal and financial goals as you build a new life in CanadaStarting over in a new country can feel like being handed a blank canvas and a long to-do list. There’s the excitement of exploring your new surroundings, trying new foods, and building a life from scratch. But alongside that is the very real pressure of needing to get your finances in order.

For many newcomers to Canada, personal and financial goals can feel like they are pulling in opposite directions. You want to say yes to everything—travel, dinners out, live music, social events—but you’re also thinking about building an emergency fund, saving for retirement, and staying out of debt. Add to that the cost of settling in, a limited credit history, and (in many cases) living off savings or a survival job, and it becomes clear that trying to do it all right away can be risky.

This article isn’t about me, but I will say this: my family and I chose to focus on building a strong financial foundation before chasing all the extras. At the same time, we were very aware of how easy it is to fall into the trap of grinding so hard that you lose steam…

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‘A mini pot of gold’: Researchers discover new tiny fungi species in Alberta  University of Alberta

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