The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Back-to-school budgets a real-world learning opportunity for students Aug 25th
Budgeting for back-to-school shopping can be a daunting task, as parents balance school supply lists with all the other costs of raising children. But financial experts say it can also offer a chance to involve your children in the process and have them see how budgeting can work.
Amanda Martin c.... More »
The best GIC rates in Canada for 2026 Apr 8th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
The best GIC rates in Canada for 2026 Jun 2nd
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
Why digital and virtual credit cards are safer than the real thing Jul 3rd
One of the biggest fears consumers have is losing a credit card, but a lost card is usually detected quickly and the account frozen. A bigger danger may lie in using your credit card to make payments online—especially if you are unfamiliar with the vendor or using a public Wi-Fi network that can b.... More »
Bigger Alberta Child and Family Benefit payments going out soon Aug 19th
Families eligible for the Alberta Child and Family Benefit (ACFB) can expect the second-last payment of 2026 to drop on August 27, and it will be a bit bigger than the one before.
The ACFB is a provincial program administered by the Canada Revenue Agency (CRA) on behalf of the Government of Alber.... More »
How to earn more rewards with your credit cards
– moneysense.ca
If you’re like many Canadians, you may feel your credit card rewards aren’t delivering as much value as they could. After all, cards are often marketed with generous welcome bonuses and the promise of effortless cash back, travel points, statement credits, and more. If those rewards don’t seem to add up over time, it’s worth taking a closer look at how you’re using your cards.
The good news is that earning more rewards doesn’t have to mean spending more. With a more intentional approach, you can make everyday spending work harder for you. Here’s how to refine your credit card habits, stay within your budget, and unlock more value so you can fully tap your reward potential..
How to maintain healthy spending habits while optimizing reward potential
It’s easy for cardholders to fall into the trap of chasing rewards and lose sight of their spending, but maximizing rewards doesn’t have to come at the expense of financial health. With the right approach, you can earn meaningful rewards while staying mindful of your budget and avoiding unnecessary debt…
