There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.
Latest News
Why we overspend to earn rewards points Jun 21st
Even the most financially disciplined person might catch themselves chasing rewards from a credit card or loyalty rewards program. It’s not just you or a lack of willpower; credit card issuers and retailers design rewards programs to tap into the psychology of spending.
Research shows that peop.... More »
Immigration minister says she's accountable after former IRGC official was granted permit for FIFA event - CBC + MORE Apr 30th
Immigration minister says she's accountable after former IRGC official was granted permit for FIFA event CBCCarney, ministers say IRGC members barred from Canada after visa granted Global NewsIranian soccer chief denied entry to Canada The Globe and MailCanadian offi.... More »
Why digital and virtual credit cards are safer than the real thing Jul 3rd
One of the biggest fears consumers have is losing a credit card, but a lost card is usually detected quickly and the account frozen. A bigger danger may lie in using your credit card to make payments online—especially if you are unfamiliar with the vendor or using a public Wi-Fi network that can b.... More »
As AI fuels a surge in travel scams, here’s how you can protect yourself May 8th
Mark Kalinowski’s dad fell for a classic travel scam. “Someone called one day and said, ‘Hey, good news, you won a trip to Florida. It’s all paid for. Just pay that $200 upfront holding fee,’” Kalinowski recalled from his home in Calgary. “He’s like, ‘Oh yeah, let me give you my cr.... More »
Why Gen Z is getting better at saying “I can’t afford it” + MORE Aug 14th
There was a time when telling your friends, “Sorry, I can’t afford it,” felt more uncomfortable than quietly putting a night out on your credit card.
A pricey birthday dinner? You went. A destination wedding that required a flight, hotel, and three new outfits? You just figured it out. A gr.... More »
Do you need market-neutral ETFs in your portfolio?
– moneysense.ca
In August 2025, I wrote about a concept that started gaining traction among financial advisors: the 40-30-30 portfolio. This allocation emerged in the aftermath of the 2022 bear market, when rising inflation and aggressive interest-rate hikes caused both stocks and bonds to decline at the same time. That challenged the traditional balanced portfolio and pushed advisors to look for alternatives.
The idea is to reduce exposure to stocks and bonds and allocate a larger portion to alternative assets. Those alternatives can take many forms. Some investors turn to hard assets or digital stores of value like gold or cryptocurrencies. Others look at private markets, including private equity, private credit, and real estate.
Then there is a third category that tends to get less attention but is increasingly accessible: hedge fund-like alternative or market-neutral strategies designed to generate returns with low correlation to traditional assets.
Since early 2019, regulatory changes in Canada have expanded access to liquid alternatives in both mutual fund and ETF format…
