Rate Hike Expectations Grow, But How Long Will Higher Rates Last? + MORE Apr 10th

Obtaining a mortgage or secured line of credit in Canada at the best rates is often a daunting task. We can help! Read the articles below for more info.
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How to find room to save in 2026—even with tight budgets Jan 11th

Saving more in 2026 is a common new year’s resolution, but with budgets tight and inflation driving the cost of groceries and everyday necessities higher, it’s easier said than done. Financial planning experts say it takes a careful review of where you’re spending to find ways to s.... More »

The latest in mortgage news: uninsured posted rates at decade-highs + MORE Mar 11th

Uninsured posted rates from Canada's Big 6 banks have skyrocketed over the past year, according to data from the Bank of Canada..... More »
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What To Expect in 2023 Jan 6th

Happy new year everyone! I hope everyone reading this took some time to reflect and recharge over the holiday season. There was a lot of negativity swirling around in 2022, and I’m sure a lot of you needed a break from it all. I sure did. It’s easy to get swept up in all of the doom-and-gloom. B.... More »
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Enforcement against mortgage professionals jumps as FSRA flexes new powers Apr 3rd

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2024 housing market and interest rate forecasts + MORE Dec 28th

2023 was a year that tested the resilience of Canadian mortgage holders. And as we look forward, there's optimism that 2024 will be the year of rate relief..... More »
As fixed mortgage rates continued to rise last week, variable-rate holders are expected to see their own increase next week.

Continue Reading On canadianmortgagetrends.com »

Buying your first home is an exciting experience, but it can also be an overwhelming one—especially if you’re not sure where to start. That’s why we’ve outlined some simple steps that anyone shopping for a home should take, from figuring out what you can actually afford to getting pre-approved for a mortgage and understanding the government programs designed to help you. If you have questions, we have the answers in our complete guide for first-time home buyers.

Part 1: The costs of homeownership in Canada

Should you buy a home? The real costs of homeownershipGovernment programs and tax rebates for first-time home buyers

Part 2: Understanding your mortgage

What is a mortgage?How fixed and variable mortgage rates workHow much can I afford on a mortgage?Using mortgage calculators to weigh your optionsWhy you should get pre-approvedHow much can you actually afford?What is the mortgage stress test?

Part 3: How to find the best home and mortgage provider

How to choose between a lender and a mortgage brokerStrategies for first-time home buyersBest places to buy a home in CanadaNext steps: You’ve bought your first home—now what?

You’re 2 minutes away from getting the best mortgage rates in CanadaAnswer a few quick questions to get a personalized rate quoteI’m buying a homeI’m renewing/refinancingYou will be leaving MoneySense…

Continue Reading On moneysense.ca »

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