Rate Hike Expectations Grow, But How Long Will Higher Rates Last? + MORE Apr 10th

Obtaining a mortgage or secured line of credit in Canada at the best rates is often a daunting task. We can help! Read the articles below for more info.

Latest News

Scotiabank to buy small Dallas bank in mortgage-finance play + MORE May 30th

Scotiabank agreed to acquire Maple Financial Holdings Inc., which owns a small U.S. commercial bank, as the Canadian firm looks to expand its structured-finance business in the American mortgage industry. .... More »

1.4 million Canadians missed a credit payment in second quarter + MORE Aug 20th

There’s a deepening divide among consumers, even as the rate of missed credit payments dipped, a new Equifax Canada report shows. It shows 1.4 million Canadians missed a credit payment in the second quarter. While that’s up by 118,000 compared with the same time last year, it’s down sligh.... More »

Insights From A Top Canadian Economist: Part 2 + MORE Nov 4th

Canadian economist Benjamin Tal’s presentation at the National Mortgage Brokers Conference was eye-opening. In it, he posited a holistic view of what’s happening with the Canadian economy and what we can expect to happen next. He’s rarely been wrong in the 20 years I’ve been following him &#.... More »

80,000 variable-rate mortgages will reach their trigger point by year-end: RBC + MORE Aug 27th

Canada's largest bank said about 80,000 of its variable-rate mortgage clients will reach their trigger point with the next "couple of" Bank of Canada rate hikes..... More »

The mortgage pro’s guide to AI: What to use, when, and why it matters + MORE Jul 8th

From writing emails and analyzing client data to brainstorming marketing ideas, mortgage professionals are embracing AI to work more efficiently. But knowing which tools to use—and how to use them wisely—can make all the difference..... More »

Rate Hike Expectations Grow, But How Long Will Higher Rates Last?

– canadianmortgagetrends.com

As fixed mortgage rates continued to rise last week, variable-rate holders are expected to see their own increase next week.

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The complete guide for first-time home buyers in Canada

– moneysense.ca

Buying your first home is an exciting experience, but it can also be an overwhelming one—especially if you’re not sure where to start. That’s why we’ve outlined some simple steps that anyone shopping for a home should take, from figuring out what you can actually afford to getting pre-approved for a mortgage and understanding the government programs designed to help you. If you have questions, we have the answers in our complete guide for first-time home buyers.

Part 1: The costs of homeownership in Canada

Should you buy a home? The real costs of homeownershipGovernment programs and tax rebates for first-time home buyers

Part 2: Understanding your mortgage

What is a mortgage?How fixed and variable mortgage rates workHow much can I afford on a mortgage?Using mortgage calculators to weigh your optionsWhy you should get pre-approvedHow much can you actually afford?What is the mortgage stress test?

Part 3: How to find the best home and mortgage provider

How to choose between a lender and a mortgage brokerStrategies for first-time home buyersBest places to buy a home in CanadaNext steps: You’ve bought your first home—now what?

You’re 2 minutes away from getting the best mortgage rates in CanadaAnswer a few quick questions to get a personalized rate quoteI’m buying a homeI’m renewing/refinancingYou will be leaving MoneySense…

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Getting a great mortgage in Canada can be tricky – let us help! Visit our Canadian Mortgage page for the latest rates and articles.

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