Mortgage payments are easing overall, but many face renewal stress, TD says + MORE Jul 11th

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How to find room to save in 2026—even with tight budgets Jan 11th

Saving more in 2026 is a common new year’s resolution, but with budgets tight and inflation driving the cost of groceries and everyday necessities higher, it’s easier said than done. Financial planning experts say it takes a careful review of where you’re spending to find ways to s.... More »

How much income do you need to buy a home in Canada? A look at housing affordability in November 2025 + MORE Dec 24th

For a while there, it appeared Canada’s housing market was seeing shoots of improvement – but buyers retreated back to the sidelines in November, further dousing price growth and leading to overall improved affordability conditions. As reported by the Canadian Real Estate Association, home sales.... More »

EQB mortgage book grows as credit recovery pushed into 2027 Jun 2nd

The bank reported continued growth in uninsured personal mortgages and insured multi-unit lending, but higher credit provisions and a softer housing market weighed on second-quarter earnings..... More »

CMHC reports further slowing of housing starts with no turnaround in sight Feb 16th

The pace of homebuilding in Canada continues to slow with no near-term signs of a turnaround, said Canada Mortgage and Housing Corp. on Monday..... More »

What New Year’s credit deals promise—and why you should be wary Jan 17th

January is for fresh starts, but too many Canadians are held back by last year’s overspending. Lenders know about new year’s debt-hangovers, so you may be seeing more credit offers in your inbox—but be wary. Used incorrectly, that deal on a balance transfer or sign-up bonus could get you into .... More »

Weak condo market means tough choices for potential move-up buyers

– moneysense.ca

While optimism is building in some parts of Canada for a rebound in the real estate market, condominium dwellers wanting to move up to a larger space face tough choices amid little sign of improvement for that segment.

Cities like Toronto and Vancouver have seen condo sales drop off, if not stagnate, in recent years following a rush of new supply opening up and plummeting investor demand.

For some regions, that marks a divergence from the overall real estate picture. Many industry watchers are now forecasting a turnaround in the housing market in the coming months after the first half of 2025 was plagued by economic uncertainty related to tariffs and job losses.

Sellers stuck in limbo as condo sales drop significantly

It’s left those looking to leave condo life behind and upgrade to a house in a tough spot: sell now at a lower than anticipated value, or wait out the storm.

“They’re kind of stuck,” said Victor Tran, a mortgage and real estate expert for Rates…

Continue Reading On moneysense.ca »

Mortgage Digest: RBC expects no further BoC rate cuts

– canadianmortgagetrends.com

Canada’s big banks are divided on how much further the Bank of Canada will cut, with RBC now saying the rate has likely bottomed, while others still expect more easing ahead.