The best 5-year fixed mortgage rates in Canada + MORE Jul 12th

Obtaining a mortgage or secured line of credit in Canada at the best rates is often a daunting task. We can help! Read the articles below for more info.
Latest News

Mortgage industry reps provide feds with proposals to address housing affordability Nov 13th

Representatives from Canada's mortgage industry presented the federal government with several proposals they say will help address the country's housing affordability crisis..... More »
mortgage

Opinion: When another refinance may be the wrong answer + MORE Jun 20th

As equity shrinks and household debt rises, some homeowners are finding that another mortgage may only delay a deeper financial reckoning..... More »
 line of credit

Enforcement against mortgage professionals jumps as FSRA flexes new powers Apr 3rd

With higher fine limits now in place, regulators say recent penalties may only reflect the early stages of a stricter regime.... More »
mortgage

Challenges and opportunities for mortgage brokers in the current rate cycle + MORE Sep 13th

The current rate environment presents new hurdles for mortgage brokers while also opening up potential growth opportunities for those able to adapt..... More »

Mortgage rates under 5%? They’re coming back as lenders slash fixed rates + MORE Dec 7th

For the first time since last spring, mortgage shoppers finally have a condition-free sub-5% fixed mortgage rate option..... More »
Canada’s banking regulator today unveiled proposed changes to the capital requirements that would impact the country’s lenders and mortgage insurers.

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This is the final week of the federal government’s consultation period for its proposed changes to the Canada Mortgage Bonds (CMB) program.

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Mortgages

The best 5-year fixed mortgage rates in Canada
You’re 2 minutes away from getting the best mortgage rates in Canada. Just answer a few quick questions to get a personalized rate quote.

I’m buying a home*

I’m renewing/refinancing*

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Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Insurance

The best 5-year fixed mortgage rates in Canada
You’re 2 minutes away from getting the best mortgage rates in Canada. Just answer a few quick questions to get a personalized rate quote.

I’m buying a home*

I’m renewing/refinancing*

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Life insurance highlights
Life insurance is a contract between you and an insurance provider that protects your dependents financially in the event of your death. Canada has a number of different life insurance policies, including term life insurance, whole life insurance and universal life insurance. Each has its own function and features.To be fully protected financially from unexpected life events, you may also need home insurance, auto insurance and disability insurance.

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Home Insurance

The best 5-year fixed mortgage rates in Canada
You’re 2 minutes away from getting the best mortgage rates in Canada. Just answer a few quick questions to get a personalized rate quote.

I’m buying a home*

I’m renewing/refinancing*

You will be leaving MoneySense. Just close the tab to return.

How to get and compare tenant insurance quotes online in Canada

By Sandra MacGregor on July 12, 2023

Many Canadian renters go without tenant insurance because they assume it will be too expensive or complicated to buy. Others mistakenly believe their personal belongings are covered under their landlord’s insurance—not true. Whatever the reason, around 40% of Canadian renters don’t have tenant insurance, according to a 2021 survey from TD. This means nearly half of Canadian renters have valuables, electronics and personal belongings that won’t be protected if damaged or stolen…

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