Is semi-retirement stressful? You bet—here’s what to do about it Jul 27th

All about Retirement Planning in Canada. Learn the ins and outs and get the latest news.
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The best ETFs for retirement income + MORE Aug 24th

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Europe launches a new mission to image Earth's magnetic shield in 2026 while the operational satellite warning of solar storms is a 1995 spacecraft running 28 years past retirement — the gap between discovery science and operational continuity within a sin - Space Daily + MORE May 16th

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 canada pension plan

Self-employed with no pension Aug 16th

The year 1975 was the high water mark for bell bottoms, soul music and workplace pensions. Back then, around half of Canadian workers had some sort of pension plan through their employers to save for retirement. These days, just under 40%. For the roughly 2.6 million Canadians who work for.... More »
One of my semi-retirement philosophies is that reducing stress can sometimes be more important than maximizing revenue. Assuming you’re self-employed in semi-retirement, as I am, you may find yourself juggling multiple clients and conflicting demands on your limited time and energy.

The topic of stress has come up a few times with my clients lately, as summer starts to give way to fall. Given the sporadic nature of freelancing, most freelance writers and suppliers know how hard it is to turn down paying work. I was like that in my first stint as a freelancer back in the 1980s, long before I achieved a modicum of financial independence.

This time around, though, I have the luxury of being able to pick and choose what I want to work on. Of course, if you say “no” too often, you run the danger of permanently losing the work to a hungrier (and likely younger) rival supplier. So, I may take on more work in the winter, but the summer is another matter. Any Canadian who dreads the long winter knows well how precious the time between spring and early fall can be…

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