Is semi-retirement stressful? You bet—here’s what to do about it Jul 27th

All about Retirement Planning in Canada. Learn the ins and outs and get the latest news.
Latest News

What investments can I put in my TFSA? + MORE Sep 14th

The less tax you pay, the more money you keep for yourself. How can you apply this to investing? By using registered investment accounts like the tax-free savings account (TFSA) and the registered retirement savings plan (RRSP). The TFSA is often the first investment account a new or young investor .... More »

The best ETFs for retirement income + MORE Aug 24th

While exchange-traded funds (ETFs) are appropriate for investors of all ages and life stages, they make particular sense for retirees and those close to retiring. Things like quick and easy broad diversification of asset classes and geographic exposure at a reasonable price are especially relevant w.... More »

Making sense of the markets this week: September 17, 2023 Sep 21st

Kyle Prevost, creator of 4 Steps to a Worry-Free Retirement, Canada’s DIY retirement planning course, shares financial headlines and offers context for Canadian investors. U.S. inflation battle: Mission not accomplished  Despite increasing interest rates and hawkish talk from the U.S. F.... More »

RESP vs RRSP and TFSA: What’s the best option for education savings? Aug 31st

Welcome to Education Money, a new column that covers the questions and concerns parents and investors have about funding their child’s education. Andrew Lo, CEO of Embark, shares his thoughts and insights on how to make the most of RESPs. To kick off the column, he explains the different options C.... More »
One of my semi-retirement philosophies is that reducing stress can sometimes be more important than maximizing revenue. Assuming you’re self-employed in semi-retirement, as I am, you may find yourself juggling multiple clients and conflicting demands on your limited time and energy.

The topic of stress has come up a few times with my clients lately, as summer starts to give way to fall. Given the sporadic nature of freelancing, most freelance writers and suppliers know how hard it is to turn down paying work. I was like that in my first stint as a freelancer back in the 1980s, long before I achieved a modicum of financial independence.

This time around, though, I have the luxury of being able to pick and choose what I want to work on. Of course, if you say “no” too often, you run the danger of permanently losing the work to a hungrier (and likely younger) rival supplier. So, I may take on more work in the winter, but the summer is another matter. Any Canadian who dreads the long winter knows well how precious the time between spring and early fall can be…

Continue Reading On »


Compare insurance quotes through - save time and money!