Is semi-retirement stressful? You bet—here’s what to do about it Jul 27th

All about Retirement Planning in Canada. Learn the ins and outs and get the latest news.
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Do you actually need a financial advisor in your 30s and 40s? May 9th

At some point, most Canadians are told they need a financial advisor. But is hiring one really necessary when you’re in your 30s and 40s, or can it wait until you’re closer to retirement?  Like a lot of financial advice, the answer depends on your personal circumstances; it’s less about yo.... More »
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Russ Dyck financial advisor Nov 8th

Meet Russ Dyck Russ Dyck, a Certified Financial Planner and founder of Finovo, specializes in financial planning for professional couples and young professionals. He is passionate about helping clients navigate complex financial decisions with clarity and confidence, tailoring each plan to meet t.... More »
One of my semi-retirement philosophies is that reducing stress can sometimes be more important than maximizing revenue. Assuming you’re self-employed in semi-retirement, as I am, you may find yourself juggling multiple clients and conflicting demands on your limited time and energy.

The topic of stress has come up a few times with my clients lately, as summer starts to give way to fall. Given the sporadic nature of freelancing, most freelance writers and suppliers know how hard it is to turn down paying work. I was like that in my first stint as a freelancer back in the 1980s, long before I achieved a modicum of financial independence.

This time around, though, I have the luxury of being able to pick and choose what I want to work on. Of course, if you say “no” too often, you run the danger of permanently losing the work to a hungrier (and likely younger) rival supplier. So, I may take on more work in the winter, but the summer is another matter. Any Canadian who dreads the long winter knows well how precious the time between spring and early fall can be…

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