RWRDS Daily Update – September 18, 2023 + MORE Sep 18th

How to go about securing the best rate and plan for your credit card in Canada.
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Receive up to an 85% bonus when you buy Air Canada Aeroplan points Sep 5th

Air Canada Aeroplan’s latest buy points promotion provides members with the opportunity to receive up to a 85% bonus when buying points by September 24, 2025. I’m not sure if this time it is a mystery bonus like the last few offers – do please let me know in the comments if you rec.... More »
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Holiday spending is rising—and younger Canadians are leaning on credit + MORE Dec 24th

A survey by CPA Canada shows holiday spending is on the rise, and younger Canadians are using credit to keep up. Dig into the reasons why Gen Z and millennials are racking up the debt, and learn strategies to keep your expenses under control.  Gift-giving spending trends The holidays.... More »

RWRDS Daily Update – August 7, 2024: Four new Amex Offers & one more update to Neo Financial cards + MORE Aug 7th

Four new Amex Offers for Avis, Langham Hotels, UP Express and Auberge Resorts & an update to Neo Financial Card spending caps. Check out today's points & miles updates here: The post RWRDS Daily Update – August 7, 2024: Four new Amex Offers & one more update to Neo Financial cards.... More »

RWRDS Daily Update – December 28, 2023 + MORE Dec 29th

Up to 10% cash back and $100 in statement credits on the Simplii Financial Cash Back Visa Card, one new Cobalt Card multiplier and Turkey drops e-visa requirements for Canadians. Check out today's points & miles updates here: The post RWRDS Daily Update – December 28, 2023 appeared first on R.... More »
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The best American Express credit cards in Canada for 2025 + MORE Jan 3rd

American Express credit cards offer some of the highest earn rates and most rewarding travel perks for credit cards in Canada. Here, we break down the best Amex cards in the country for cash back, travel, no fee and low interest. Best American Express credit cards in Canada .... More »
Five new Cobalt Multipliers in Ontario, Which will open first? Moxy Banff or Moxy Halifax? And a new Amex Offers statement credit for Harry Rosen. Check out today’s points & miles updates here:
The post RWRDS Daily Update – September 18, 2023 appeared first on Rewards Canada.

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An offer many of you have been anxiously awaiting for is here! For the next month the Air France KLM World Elite MasterCard features a welcome bonus of up to 60,000 Flying Blue Miles. This card was unique in that when it first launched it did not feature bonus miles but rather bonus points towards […]
The post Earn up to 60,000 bonus Flying Blue miles on the Air France KLM World Elite MasterCard appeared first on Rewards Canada.

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Scientists Discover New Elements on the Moon’s Surface  OPP.Today

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Scientists Discover New Elements on the Moon’s Surface  OPP.Today

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Canadians who need help with debt management can seek out credit counselling that may include group seminars or courses as well as individual counselling. The landscape includes both not-for-profit and for-profit companies. There are some distinct differences to be aware of, which we will look at below.

Not-for-profit debt counselling

Not-for-profit agencies are structured as registered charitable organizations with the Canada Revenue Agency. They tend to be members of trade associations and adhere to certain standards as a result. Fees for consumers tend to be relatively low and may even be free in some cases.

How can they operate without charging a fee, you may ask? Some of their clients pay fees, but they can also receive donations or funding from creditors like credit card companies.

There is typically no cost to have an initial discussion with a not-for-profit credit counsellor. There may be fees associated with implementing a debt management plan (DMP), which they may recommend to tackle your debt…

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