RWRDS Daily Update – September 18, 2023 + MORE Sep 18th

How to go about securing the best rate and plan for your credit card in Canada.
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The Best Cash Back Credit Card Welcome Bonus Offers for January 2024 Jan 8th

Here are Rewards Canada’s Top 5 Cash Back Credit Card Sign Up offers for the month of January. This is not a ‘best’ credit card list like our recently released Top Cash Back Credit Card rankings but instead a look at cards that have very good cash back welcome bonus sign up offers. This list [.... More »

RWRDS Daily Update – February 26, 2024 + MORE Feb 27th

WestJet, United and JetBlue all raise checked bag fees, a New Amex Offers statement credit for Noble Estates and Catch up on This Week in RWRDS. Check out today's points and miles updates here: The post RWRDS Daily Update – February 26, 2024 appeared first on Rewards Canada..... More »

Podcast Episode 117: A discussion with AIR MILES about the past year in loyalty and what we can expect for 2025 Dec 18th

In this episode we welcome Jason Beales of AIR MILES to talk about what the past year of the program and the loyalty industry brought us and what we can expect in 2025. Listen to the podcast here: Watch the podcast here:   Topics of discussion: Visit AIR MILES here! Subscribe and listen on your.... More »

American Express Cobalt Card: 22 new confirmed multiplier locations Feb 9th

Here’s our next update to our American Express Cobalt Card Confirmed Multiplier Locations list with 22 new locations being added today from across Canada A big thank you to the RWRDS Canada community for providing details on thousands of locations where you can use the American Express Cobalt Card.... More »
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The Best Small Business Credit Card Welcome Bonus Offers for June 2025 + MORE Jun 6th

Here are Rewards Canada’s Top 5 Small Business Credit Card Sign Up offers for June. This is not a ‘best’ credit card list like our overall Top Travel Rewards Credit Card rankings but rather a look at small business cards that have the best welcome bonus offers. As always when choos.... More »
Five new Cobalt Multipliers in Ontario, Which will open first? Moxy Banff or Moxy Halifax? And a new Amex Offers statement credit for Harry Rosen. Check out today’s points & miles updates here:
The post RWRDS Daily Update – September 18, 2023 appeared first on Rewards Canada.

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An offer many of you have been anxiously awaiting for is here! For the next month the Air France KLM World Elite MasterCard features a welcome bonus of up to 60,000 Flying Blue Miles. This card was unique in that when it first launched it did not feature bonus miles but rather bonus points towards […]
The post Earn up to 60,000 bonus Flying Blue miles on the Air France KLM World Elite MasterCard appeared first on Rewards Canada.

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Scientists Discover New Elements on the Moon’s Surface  OPP.Today

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Scientists Discover New Elements on the Moon’s Surface  OPP.Today

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Canadians who need help with debt management can seek out credit counselling that may include group seminars or courses as well as individual counselling. The landscape includes both not-for-profit and for-profit companies. There are some distinct differences to be aware of, which we will look at below.

Not-for-profit debt counselling

Not-for-profit agencies are structured as registered charitable organizations with the Canada Revenue Agency. They tend to be members of trade associations and adhere to certain standards as a result. Fees for consumers tend to be relatively low and may even be free in some cases.

How can they operate without charging a fee, you may ask? Some of their clients pay fees, but they can also receive donations or funding from creditors like credit card companies.

There is typically no cost to have an initial discussion with a not-for-profit credit counsellor. There may be fees associated with implementing a debt management plan (DMP), which they may recommend to tackle your debt…

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