The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Receive an 80% bonus when you buy Air Canada Aeroplan points + MORE Nov 22nd
Air Canada Aeroplan’s Black Friday buy points promotion is now available. Members can earn up to an 80% bonus when buying points with this promotion until Dec 11, 2024 The 80% bonus offer: Receive up to an 80% bonus when you buy 15,000 or more Air Canada Aeroplan points. Valid until Dec 11, 24.... More »
The Best Small Business Credit Card Welcome Bonus Offers for March 2024 + MORE Mar 15th
Here are Rewards Canada’s Top 5 Small Business Credit Card Sign Up offers for March. This is not a ‘best’ credit card list like our overall Top Travel Rewards Credit Card rankings but rather a look at small business cards that have the best welcome bonus offers. As always when choo.... More »
Receive up to a 30% discount when you buy Air Canada Aeroplan points + MORE Oct 15th
Aeroplan is out with a buy or gift points promotion where you can buy Aeroplan points with up to a 30% discount. This is a tiered discount that increases with the more points you buy and it runs until Nov 18, 2024 The up to 30% discount offer: Receive up to a 30% discount when […]
The post Rec.... More »
How fake World Cup fans are trying to game Canada's visa system Jan 18th
Some agents are misrepresenting rules about work permit exemptions to clients, adding to worries about visitors entering under false pretences..... More »
Credit card interest calculator + MORE Apr 23rd
If you don’t pay off your credit card balance in full each month, your credit card provider will charge interest on what you owe, at an annual rate of 12% to 22%, depending on the card. Use our credit card interest calculator to figure out how much interest you’ll owe, and how long it will take .... More »
AIR MILES Flash Offer: Earn up to 400 bonus miles this weekend via AIR MILES Shops
– RewardsCanada.ca
This weekend’s AIR MILES Flash Offer is a bonus for shopping online at your favourite retailers via AIR MILES Shops. The bonus requires members to opt-in which can be done right on the airmilesshops.ca home page. Then shop to your heart’s content to earn bonus miles as follows: 20 Bonus Miles for a purchase of […]
The post AIR MILES Flash Offer: Earn up to 400 bonus miles this weekend via AIR MILES Shops appeared first on Rewards Canada.
The post AIR MILES Flash Offer: Earn up to 400 bonus miles this weekend via AIR MILES Shops appeared first on Rewards Canada.
This Week in RWRDS: September 30 – October 13, 2023
– RewardsCanada.ca
This week we have great news out of AIR MILES as they have finally added a cash plus miles redemption option for booking travel, we have new Amex and RBC transfer bonuses and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This Week in […]
The post This Week in RWRDS: September 30 – October 13, 2023 appeared first on Rewards Canada.
The post This Week in RWRDS: September 30 – October 13, 2023 appeared first on Rewards Canada.
Secured vs. Unsecured Credit Cards: What’s the Difference?
– canadianfinanceblog.com
When it comes to managing your finances and building a solid credit history, credit cards play a crucial role. But if you have no previous credit history or bad credit, getting approved for a regular credit card can prove challenging. That’s where secured credit cards come in.
In this article, I’ll explain how secured credit cards work and let you know how they are similar (and different) from regular credit cards.
What Is a Secured Credit Card?
A secured credit card is a type of credit card designed for people looking to build or rebuild their credit history. Unlike traditional credit cards, secured cards require you to provide a security deposit upfront, which acts as collateral in case you default on your payments.
This deposit lowers the risk for the issuer, making it easier for you to get approved for a secured credit card even with a poor credit history or no credit history at all.
When you use a secured credit card, your spending habits and payment history are reported to the credit bureaus just like a regular credit card…
In this article, I’ll explain how secured credit cards work and let you know how they are similar (and different) from regular credit cards.
What Is a Secured Credit Card?
A secured credit card is a type of credit card designed for people looking to build or rebuild their credit history. Unlike traditional credit cards, secured cards require you to provide a security deposit upfront, which acts as collateral in case you default on your payments.
This deposit lowers the risk for the issuer, making it easier for you to get approved for a secured credit card even with a poor credit history or no credit history at all.
When you use a secured credit card, your spending habits and payment history are reported to the credit bureaus just like a regular credit card…
HSBC no longer accepting new credit card applications
– RewardsCanada.ca
This next chapter in RBC’s acquisition of HSBC was revealed in an email to us from the bank and it marks a sad day in the points and miles world. HSBC have officially closed off new applications for their cards, namely the top ranking HSBC World Elite Mastercard. While they may not be accepting new […]
The post HSBC no longer accepting new credit card applications appeared first on Rewards Canada.
The post HSBC no longer accepting new credit card applications appeared first on Rewards Canada.
RWRDS Daily Update – October 13, 2023
– RewardsCanada.ca
Stash Hotel Rewards continues its expansion in British Columbia, New Amex Offers for Kitchen Stuff Plus and Brilliant Earth and 5 new confirmed Cobalt Multipliers locations. Check out today’s points & miles updates here:
The post RWRDS Daily Update – October 13, 2023 appeared first on Rewards Canada.
The post RWRDS Daily Update – October 13, 2023 appeared first on Rewards Canada.
