The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
Latest News
RWRDS Daily Update – February 26, 2024 + MORE Feb 27th
WestJet, United and JetBlue all raise checked bag fees, a New Amex Offers statement credit for Noble Estates and Catch up on This Week in RWRDS. Check out today's points and miles updates here:
The post RWRDS Daily Update – February 26, 2024 appeared first on Rewards Canada..... More »
RWRDS Daily Update August 26: WestJet is adding flights to Puerto Escondido & an AIR MILES Card Linked Flash Offer for Kernels, Lyft & Marble Slab Aug 26th
WestJet is adding flights to Puerto Escondido, Mexico and AIR MILES Card Linked Flash Offer for Kernels, Lyft & Marble Slab. Check out today's points & miles updates here:
The post RWRDS Daily Update August 26: WestJet is adding flights to Puerto Escondido & an AIR MILES Card Linked F.... More »
BMO eclipse Visa Infinite Privilege changes: Annual fee increased & spending caps now based on category Nov 24th
A few weeks ago we let you know about negative changes coming to many of the premium BMO cards however at that time we didn’t know if there were changes being planned for the ultra premium BMO eclipse Visa Infinite Privilege Card. Thanks to Chris on the RWRDS Canada Facebook Group we now know .... More »
Details of the HSBC to RBC transition (Last updated Jan 23) + MORE Jan 24th
RBC has laid out a timeline for the transition of banking products from HSBC to RBC and they aren’t wasting any time with the migration! January 23: We now have confirmation that the HSBC Cash Rewards Mastercard is being migrated to the RBC Cash Back Mastercard. No additional extras for HSBC c.... More »
RWRDS Daily Update – July 3, 2024: New AIR MILES bonus offers for Shell + two new Amex Offers + MORE Jul 4th
Two new AIR MILES bonus offers for Shell and two new Amex Offers statement credits for Bay Bloor Radio & Michael Hill. Check out today's points & miles updates here:
The post RWRDS Daily Update – July 3, 2024: New AIR MILES bonus offers for Shell + two new Amex Offers appeared first on R.... More »
AIR MILES Flash Offer: Earn up to 400 bonus miles this weekend via AIR MILES Shops
– RewardsCanada.ca
This weekend’s AIR MILES Flash Offer is a bonus for shopping online at your favourite retailers via AIR MILES Shops. The bonus requires members to opt-in which can be done right on the airmilesshops.ca home page. Then shop to your heart’s content to earn bonus miles as follows: 20 Bonus Miles for a purchase of […]
The post AIR MILES Flash Offer: Earn up to 400 bonus miles this weekend via AIR MILES Shops appeared first on Rewards Canada.
The post AIR MILES Flash Offer: Earn up to 400 bonus miles this weekend via AIR MILES Shops appeared first on Rewards Canada.
This Week in RWRDS: September 30 – October 13, 2023
– RewardsCanada.ca
This week we have great news out of AIR MILES as they have finally added a cash plus miles redemption option for booking travel, we have new Amex and RBC transfer bonuses and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This Week in […]
The post This Week in RWRDS: September 30 – October 13, 2023 appeared first on Rewards Canada.
The post This Week in RWRDS: September 30 – October 13, 2023 appeared first on Rewards Canada.
Secured vs. Unsecured Credit Cards: What’s the Difference?
– canadianfinanceblog.com
When it comes to managing your finances and building a solid credit history, credit cards play a crucial role. But if you have no previous credit history or bad credit, getting approved for a regular credit card can prove challenging. That’s where secured credit cards come in.
In this article, I’ll explain how secured credit cards work and let you know how they are similar (and different) from regular credit cards.
What Is a Secured Credit Card?
A secured credit card is a type of credit card designed for people looking to build or rebuild their credit history. Unlike traditional credit cards, secured cards require you to provide a security deposit upfront, which acts as collateral in case you default on your payments.
This deposit lowers the risk for the issuer, making it easier for you to get approved for a secured credit card even with a poor credit history or no credit history at all.
When you use a secured credit card, your spending habits and payment history are reported to the credit bureaus just like a regular credit card…
In this article, I’ll explain how secured credit cards work and let you know how they are similar (and different) from regular credit cards.
What Is a Secured Credit Card?
A secured credit card is a type of credit card designed for people looking to build or rebuild their credit history. Unlike traditional credit cards, secured cards require you to provide a security deposit upfront, which acts as collateral in case you default on your payments.
This deposit lowers the risk for the issuer, making it easier for you to get approved for a secured credit card even with a poor credit history or no credit history at all.
When you use a secured credit card, your spending habits and payment history are reported to the credit bureaus just like a regular credit card…
HSBC no longer accepting new credit card applications
– RewardsCanada.ca
This next chapter in RBC’s acquisition of HSBC was revealed in an email to us from the bank and it marks a sad day in the points and miles world. HSBC have officially closed off new applications for their cards, namely the top ranking HSBC World Elite Mastercard. While they may not be accepting new […]
The post HSBC no longer accepting new credit card applications appeared first on Rewards Canada.
The post HSBC no longer accepting new credit card applications appeared first on Rewards Canada.
RWRDS Daily Update – October 13, 2023
– RewardsCanada.ca
Stash Hotel Rewards continues its expansion in British Columbia, New Amex Offers for Kitchen Stuff Plus and Brilliant Earth and 5 new confirmed Cobalt Multipliers locations. Check out today’s points & miles updates here:
The post RWRDS Daily Update – October 13, 2023 appeared first on Rewards Canada.
The post RWRDS Daily Update – October 13, 2023 appeared first on Rewards Canada.
