Health insurance in Canada: A primer for students and recent grads Oct 27th

All about Canadian insurance. Learn the ins and outs and get the latest news.
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How does rent from a family member or common-law partner get taxed? Jan 28th

A client of mine told me (Ontario) that his girlfriend moved in and is paying $1,000 per month towards household costs. They won’t be common-law for 3 years in Ontario. Would this count as tax free?—Hans There are a few considerations here for your client, Hans. I will break them down. .... More »
 home owners insurance

Perks with Purpose: Unlocking the Power of Group Benefits Sep 29th

In today’s competitive job market, offering a robust group benefits package isn’t just a perk—it’s a strategic necessity. Whether you’re an HR professional, a small business owner, or an employee trying to decode your coverage, understanding the basics of group benefits is essential. .... More »
 home owners insurance

The best travel credit cards in Canada for 2025 May 8th

To be one of the best travel credit cards in Canada on our list, the card must combine strong earn rates with perks like lounge access, no foreign transaction fees and travel insurance coverage. We’ve compiled this list of the top cards in this category to help you get started. Best travel cred.... More »
 car insurance

If you’re going on vacation, don’t forget travel health insurance Jul 7th

You’ve packed your clothes, toothbrush, extra pairs of socks, sunscreen—and anything else you might need during your vacation. Experts recommend adding travel insurance to the list, whether you’re going near or far. “We all think, ‘Oh, we’re just going to go away, maybe even for a.... More »
 renter's insurance

Your FHSA timeline: What to invest in and when Nov 29th

Before you make an offer to buy your first home, you’ll have to determine your budget and save up enough money for a down payment (typically about 20% of the home’s value). That’s probably going to be a good chunk of change—Canada’s housing market is expensive, and if you put down less tha.... More »
Whether you’re getting an eye exam, having your routine dental cleaning or a prescription filled, you’ve probably been asked if you have health insurance to cover a portion of the costs. Without it, you’ll be required to pay out of pocket for any costs that are not covered by your provincial or territorial government. 

If you’re in school, you most likely have supplemental health and dental insurance. Some educational institutions make this mandatory by including the cost in your tuition fees. However, if you’re a new grad, you may be getting accustomed to managing health insurance on your own (as opposed to through your parents or school). Here’s a quick lesson on what health insurance is, how it works, where you can buy it and the benefits you can receive. 

How to pay for school and have a life—a guide for students and parents
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What is health insurance?

A health insurance plan helps to cover the costs of your medical and dental bills. Depending on the provider and type of plan you choose, health insurance can cover a number of health-related expenses…

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