Health insurance in Canada: A primer for students and recent grads Oct 27th

All about Canadian insurance. Learn the ins and outs and get the latest news.
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So you fell short of your financial goals in 2025—here’s how to do better Dec 27th

Did you fall behind on your financial goals for 2025? If so, you’re not alone. According to a survey by online estate planning platform Willful, 58% of Canadians reported postponing financial tasks they’d earmarked for the year, such as paying down debt, contributing to registered savings and in.... More »
 house insurance

CPP payment dates in 2025, and more to know about the Canada Pension Plan Apr 2nd

In Canada, no retirement plan is complete without considering the CPP. Whether you’re approaching retirement or still several years away from it, the Canada Pension Plan will likely play a role in your retirement income. How big a role depends on several factors. You may have other questions, too..... More »

Do retirees need life insurance? Mar 4th

Ask MoneySense My wife and I are both retired office workers from a large manufacturing firm. She retired at 60 and I did at 61. We are both 67 now. We have good retirement income between our pensions, LIF, OAS and max CCP, as well as about $12,000 per year in dividend income. The issue is our RRSP.... More »
 term insurance

Trip Planning and Travel Insurance Dec 11th

Planning a trip can be a very exciting time. You have a destination picked out and you are looking forward to activities that you love to do. Hotel rooms are booked, and you cannot wait to get going. But have you taken steps to protect yourself from medical emergencies? What about protecting yourse.... More »
 home owners insurance

The best travel credit cards in Canada for 2025 May 8th

To be one of the best travel credit cards in Canada on our list, the card must combine strong earn rates with perks like lounge access, no foreign transaction fees and travel insurance coverage. We’ve compiled this list of the top cards in this category to help you get started. Best travel cred.... More »
Whether you’re getting an eye exam, having your routine dental cleaning or a prescription filled, you’ve probably been asked if you have health insurance to cover a portion of the costs. Without it, you’ll be required to pay out of pocket for any costs that are not covered by your provincial or territorial government. 

If you’re in school, you most likely have supplemental health and dental insurance. Some educational institutions make this mandatory by including the cost in your tuition fees. However, if you’re a new grad, you may be getting accustomed to managing health insurance on your own (as opposed to through your parents or school). Here’s a quick lesson on what health insurance is, how it works, where you can buy it and the benefits you can receive. 

How to pay for school and have a life—a guide for students and parents
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What is health insurance?

A health insurance plan helps to cover the costs of your medical and dental bills. Depending on the provider and type of plan you choose, health insurance can cover a number of health-related expenses…

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