The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Top 5 Small Business Credit Card Sign Up offers for December 2023 + MORE Dec 5th
Here are the Rewards Canada Top 5 Small Business Credit Card Sign Up offers for December. This is not a ‘best’ credit card list like our Top Travel Rewards Credit Card rankings but a look at cards for small businesses that have very good acquisition offers. As always when choosing a card.... More »
RWRDS Daily Update Jan 8: Flash offer to earn 75 bonus miles with AIR MILES Shops Jan 9th
Flash offer to earn 75 bonus miles with AIR MILES Shops, Earn up to 330 bonus tier points flying British Airways out of Canada and AIR MILES Shell Monthly Bonus Miles Offer. Check out today's points & miles updates here:
The post RWRDS Daily Update Jan 8: Flash offer to earn 75 bonus miles with.... More »
Earn 2x Aeroplan points on Air Canada flights to Asia, Australia, Europe, South America, Mexico or the Caribbean Jul 7th
Air Canada has a new early bird flight bonus for most international flights this fall! Aeroplan members who register and book flights during this promotion will earn 2x points on flights to Asia, Australia, Europe, South America, Mexico or the Caribbean. As with all Aeroplan flight bonuses this offe.... More »
This Week in RWRDS: June 1 – 7, 2024 + MORE Jun 8th
This week we look at the return of the Amex Shop Small promotion for summer 2024, delve into the issue of PC Optimum accounts being frozen and more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This Week in RWRDS here: Topics of discussion American .... More »
Scotiabank Gold American Express Card review Jan 9th
The Scotiabank Gold Amex combines some of the best aspects of a travel card with the ability to participate in the Scene+ Rewards Program. For a modest annual fee, you’ll enjoy considerable insurance coverage, some travel perks, and the ability to earn up to 6 Scene+ points per $1 spent.
Wh.... More »
RWRDS Daily Update – November 28, 2023
– RewardsCanada.ca
Air Transat and Porter Airlines are forming a Joint Venture Alliance & New Amex Offers statement credit for Profile Wine Group. Check out today’s points and miles updates here:
The post RWRDS Daily Update – November 28, 2023 appeared first on Rewards Canada.
The post RWRDS Daily Update – November 28, 2023 appeared first on Rewards Canada.
Your FHSA timeline: What to invest in and when
– moneysense.ca
Before you make an offer to buy your first home, you’ll have to determine your budget and save up enough money for a down payment (typically about 20% of the home’s value). That’s probably going to be a good chunk of change—Canada’s housing market is expensive, and if you put down less than 20%, you’ll be obligated to buy mortgage default insurance.
Fortunately, there are a number of ways to save for a down payment on your first home, including the first home savings account (FHSA). This registered account was introduced in April 2023 to help first-time home buyers in Canada. And it can be used in conjunction with other government programs including the Home Buyers’ Plan, First Time Home Buyer Incentive and Home Buyers’ Tax Credit. The FHSA has an annual contribution limit of $8,000, up to a lifetime maximum of $40,000, and the account can stay open for 15 years. Cash and investments held inside an FHSA can grow tax-free, and there’s no tax on FHSA qualified withdrawals…
