The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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AIR MILES Shops Boxing Day offer: 20x miles sitewide Dec 28th
A day late with this one but you can still take advantage of today! AIR MILES is offering 20x miles sitewide via AIR MILES Shops on any and all purchases that earn at least 1 base mile. This offer is available until 11:59pm EST December 27, 2023. There are also some individual merchants like Dys.... More »
RWRDS Daily Update – August 7, 2024: Four new Amex Offers & one more update to Neo Financial cards + MORE Aug 7th
Four new Amex Offers for Avis, Langham Hotels, UP Express and Auberge Resorts & an update to Neo Financial Card spending caps. Check out today's points & miles updates here:
The post RWRDS Daily Update – August 7, 2024: Four new Amex Offers & one more update to Neo Financial cards.... More »
RWRDS Daily Update Dec 2: New Amex Offers statement credit for dining at any of four Canadian airports Dec 2nd
New Amex Offers for using your card at four Canadian Airports, Amazon & more and catch up on This Week in RWRDS. Check out today's points & miles updates here:
The post RWRDS Daily Update Dec 2: New Amex Offers statement credit for dining at any of four Canadian airports appeared first on .... More »
RWRDS Daily Update – July 12, 2024: Hilton Honors adds nearly 400 Small Luxury Hotels to its portfolio + MORE Jul 13th
Hilton Honors adds nearly 400 hotels with the addition of Small Luxury Hotels of the World (SLH) and a new Amex Statement Credit Offer for Underpar. Check out today's points & miles updates here:
The post RWRDS Daily Update – July 12, 2024: Hilton Honors adds nearly 400 Small Luxury Hotels to.... More »
RWRDS Daily Update April 10: The Ultimate High End Traveller Credit Card portfolio Apr 10th
The Ultimate High End Traveller Credit Card portfolio and Earn Alaska Airlines MVP Status with just one round trip flight to Australia or New Zealand. Check out today's points & miles updates here:
The post RWRDS Daily Update April 10: The Ultimate High End Traveller Credit Card portfolio appea.... More »
RWRDS Daily Update – November 28, 2023
– RewardsCanada.ca
Air Transat and Porter Airlines are forming a Joint Venture Alliance & New Amex Offers statement credit for Profile Wine Group. Check out today’s points and miles updates here:
The post RWRDS Daily Update – November 28, 2023 appeared first on Rewards Canada.
The post RWRDS Daily Update – November 28, 2023 appeared first on Rewards Canada.
Your FHSA timeline: What to invest in and when
– moneysense.ca
Before you make an offer to buy your first home, you’ll have to determine your budget and save up enough money for a down payment (typically about 20% of the home’s value). That’s probably going to be a good chunk of change—Canada’s housing market is expensive, and if you put down less than 20%, you’ll be obligated to buy mortgage default insurance.
Fortunately, there are a number of ways to save for a down payment on your first home, including the first home savings account (FHSA). This registered account was introduced in April 2023 to help first-time home buyers in Canada. And it can be used in conjunction with other government programs including the Home Buyers’ Plan, First Time Home Buyer Incentive and Home Buyers’ Tax Credit. The FHSA has an annual contribution limit of $8,000, up to a lifetime maximum of $40,000, and the account can stay open for 15 years. Cash and investments held inside an FHSA can grow tax-free, and there’s no tax on FHSA qualified withdrawals…
