The Best Small Business Credit Card Welcome Bonus Offers for March 2024 + MORE Mar 15th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Free Marriott Bonvoy Silver Elite Status for Scotiabank Gold American Express Cardholders + MORE Jul 20th

A new limited time benefit has been added to one of Canada’s best overall credit cards, the Scotiabank Gold American Express Card. Right now cardholders can get free Marriott Bonvoy Silver Elite Status for 12 months – bypassing Marriott’s standard requirement of having to complete .... More »

The best GIC rates in Canada for 2026 Mar 2nd

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »

Aeroplan further extends the pause on points expiry to November 2025 Jun 23rd

Air Canada Aeroplan has announced a further extension on the pause of points expiry to November 2025. The airline first paused points expiry during the pandemic and even as the world began to emerge from Aeroplan continued to extend the pause. The last extension was until September 29, 2024 but they.... More »

The best GIC rates in Canada for 2026 Feb 9th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »

RWRDS Daily Update Jan 21: Another stacking opportunity with Amex Offers + Avion Select Jan 22nd

Another stacking opportunity with Amex Offers + Avion Select and Clarification on TD's new Terms & Conditions in regards to any travel anytime bookings. Check out today's points & miles updates here: The post RWRDS Daily Update Jan 21: Another stacking opportunity with Amex Offers + Avion .... More »
In the hotly contested world of loyalty rewards in Canada we see programs continually evolve to compete with one another. The latest such evolution sees a pilot project from Air Canada Aeroplan, TD and Visa to allow targetted TD Aeroplan cardholders to use their Aeroplan points to pay for select purchases made on their cards. […]
The post Air Canada, TD & Visa testing new Aeroplan Pay with Points redemption option appeared first on Rewards Canada.

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The biggest ever WestJet dollar bonus on the WestJet RBC World Elite Mastercard ends today and this offer will not be extended. When you apply for the card by March 14, 2024 and are approved, you can earn that bonus in addition to the card’s famous benefits of an annual companion voucher and first checked […]
The post FINAL DAY: Earn up to 700 dollars on the WestJet RBC World Elite Mastercard appeared first on Rewards Canada.

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When dealing with unpaid credit card debt, you know you shouldn’t ignore incoming bills—even if you’re struggling to keep up with the rising cost of living. But what can you do?

If you’re struggling to make your minimum credit card payments, you’re not alone. Unexpected emergencies can sometimes leave us short on funds to make the minimum payment on a credit card. According to Equifax Canada’s 2023 Market Pulse Consumer Credit Trends and Insights report, nearly 35% of Canadians carry balances on their credit cards from month to month. However, there are potential consequences for not paying your credit card bill on time. So here are the steps you can take to minimize the impact.

Note that credit card companies may respond differently to missed payments, ranging from a tersely worded letter to potential legal action, depending on your issuer and your situation. In this article, we’ll explore the implications and ways to manage your credit card debt.

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What are the immediate consequences of not paying a credit card bill?

If you don’t pay your minimum credit card balance, there could be different outcomes depending on the type of credit card you carry and the credit card issuer…

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Here are Rewards Canada’s Top 5 Small Business Credit Card Sign Up offers for March. This is not a ‘best’ credit card list like our overall Top Travel Rewards Credit Card rankings but rather a look at small business cards that have the best welcome bonus offers. As always when choosing a card you should […]
The post The Best Small Business Credit Card Welcome Bonus Offers for March 2024 appeared first on Rewards Canada.

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Here’s our next update to the American Express Cobalt Card Confirmed Multiplier Locations with 28 new locations being added today from Canada and the U.S. Thanks to the RWRDS Canada community for providing details on thousands of locations around the world where you can use the American Express Cobalt Card to earn up to 5x […]
The post American Express Cobalt Card: 28 new confirmed multiplier locations in Canada & the U.S. appeared first on Rewards Canada.

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