The Best Small Business Credit Card Welcome Bonus Offers for March 2024 + MORE Mar 15th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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The best GIC rates in Canada for 2026 Jan 30th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
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This Week in RWRDS February 28, 2025: First look at the big changes to WestJet Rewards + MORE Feb 28th

This week we look at the WestJet Rewards program revamp, our exclusive GigSky contest, the return of Aeroplan Family Sharing and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This Week in RWRDS here: Links for the topics of discussion: The.... More »

Annual fee vs. rewards value: Canadian credit cards worth the cost in 2026 Jun 13th

When choosing a credit card, the annual fee is one of the biggest considerations. In Canada, fees vary widely, from $0 to nearly $800 a year—and it’s easy to assume that paying more automatically means getting more value. But that isn’t always true. A high-fee card can deliver strong reward.... More »

Where to Buy Real Estate in Canada 2025: Greater Toronto Area + MORE May 2nd

Home to 6.7 million people, the Greater Toronto Area (GTA) has long been a cornerstone of Canada’s real estate market. Accounting for about 17% of the country’s population, residents of the GTA represent more than 250 ethnic backgrounds and speak more than 170 languages. Though many people a.... More »

The best GIC rates in Canada for 2025 + MORE Mar 11th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigat.... More »
In the hotly contested world of loyalty rewards in Canada we see programs continually evolve to compete with one another. The latest such evolution sees a pilot project from Air Canada Aeroplan, TD and Visa to allow targetted TD Aeroplan cardholders to use their Aeroplan points to pay for select purchases made on their cards. […]
The post Air Canada, TD & Visa testing new Aeroplan Pay with Points redemption option appeared first on Rewards Canada.

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The biggest ever WestJet dollar bonus on the WestJet RBC World Elite Mastercard ends today and this offer will not be extended. When you apply for the card by March 14, 2024 and are approved, you can earn that bonus in addition to the card’s famous benefits of an annual companion voucher and first checked […]
The post FINAL DAY: Earn up to 700 dollars on the WestJet RBC World Elite Mastercard appeared first on Rewards Canada.

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When dealing with unpaid credit card debt, you know you shouldn’t ignore incoming bills—even if you’re struggling to keep up with the rising cost of living. But what can you do?

If you’re struggling to make your minimum credit card payments, you’re not alone. Unexpected emergencies can sometimes leave us short on funds to make the minimum payment on a credit card. According to Equifax Canada’s 2023 Market Pulse Consumer Credit Trends and Insights report, nearly 35% of Canadians carry balances on their credit cards from month to month. However, there are potential consequences for not paying your credit card bill on time. So here are the steps you can take to minimize the impact.

Note that credit card companies may respond differently to missed payments, ranging from a tersely worded letter to potential legal action, depending on your issuer and your situation. In this article, we’ll explore the implications and ways to manage your credit card debt.

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What are the immediate consequences of not paying a credit card bill?

If you don’t pay your minimum credit card balance, there could be different outcomes depending on the type of credit card you carry and the credit card issuer…

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Here are Rewards Canada’s Top 5 Small Business Credit Card Sign Up offers for March. This is not a ‘best’ credit card list like our overall Top Travel Rewards Credit Card rankings but rather a look at small business cards that have the best welcome bonus offers. As always when choosing a card you should […]
The post The Best Small Business Credit Card Welcome Bonus Offers for March 2024 appeared first on Rewards Canada.

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Here’s our next update to the American Express Cobalt Card Confirmed Multiplier Locations with 28 new locations being added today from Canada and the U.S. Thanks to the RWRDS Canada community for providing details on thousands of locations around the world where you can use the American Express Cobalt Card to earn up to 5x […]
The post American Express Cobalt Card: 28 new confirmed multiplier locations in Canada & the U.S. appeared first on Rewards Canada.

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