Loyalty Lesson: Be aware of this condition with National Bank of Canada and Desjardins out of province emergency travel medical insurance coverage + MORE Jul 9th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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Earn bonus Aeroplan Points or AIR MILES with Amazon Prime Big Deal Days + MORE Oct 8th

Amazon Prime Big Deal Days are now live, running today and tomorrow and if you shop in select categories you can earn yourself some big bonus with Air Canada Aeroplan or AIR MILES. Up to 17x Aeroplan Points Air Canada Aeroplan members who shop Amazon’s Prime Big Deal Days via the Aeroplan eSto.... More »

Receive an 80% bonus when you buy Air Canada Aeroplan points + MORE Nov 22nd

Air Canada Aeroplan’s Black Friday buy points promotion is now available. Members can earn up to an 80% bonus when buying points with this promotion until Dec 11, 2024 The 80% bonus offer: Receive up to an 80% bonus when you buy 15,000 or more Air Canada Aeroplan points. Valid until Dec 11, 24.... More »

American Express Cobalt Card: 26 new confirmed multiplier locations Nov 25th

Here’s our next update to the American Express Cobalt Card Confirmed Multiplier Locations with 26 new locations being added today from Canada and the U.S.. Thanks to the RWRDS Canada community for providing details on thousands of locations  where you can use the American Express Cobalt Card to e.... More »

RWRDS Daily Update April 24: Guide to No Foreign Transaction Fee Credit Cards for Canadians Apr 24th

Guide to No Foreign Transaction Fee Credit Cards for Canadians and save 15% on Coast Hotels Gift Cards. Check out today's points & miles updates here: The post RWRDS Daily Update April 24: Guide to No Foreign Transaction Fee Credit Cards for Canadians appeared first on Rewards Canada..... More »
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The best no-fee credit cards in Canada for 2025 + MORE Apr 4th

Imagine enjoying all the best credit card perks, without paying an annual fee. Well, Canadians can choose from an impressive selection of cards with no yearly fees that make this dream a reality. These cards not only save you money, but also offer enticing rewards like cash back and travel poin.... More »
Air Canada Aeroplan’s 40th Anniversary celebrations kick off today and one of the highlights is this limited time buy points offer. Until July 11, members can buy Aeroplan points with up to a 125% bonus which is one of the highest bonuses we have seen in some time from Air Canada When you buy points […]
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Real Estate

The complete guide for first-time home buyers in Canada
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By Erin Pepler and Justin Dallaire on July 8, 2024Estimated reading time: 17 minutes

Buying your first home is an exciting experience, but it can also be an overwhelming one—especially if you’re not sure where to start. That’s why we’ve outlined some simple steps that anyone shopping for a home should take, from figuring out what you can actually afford to getting pre-approved for a mortgage and understanding the government programs designed to help you. If you have questions, we have the answers in our complete guide for first-time home buyers.

Table of contents (click to expand)

The cost of buying a home in Canada

The down payment

The deposit

Closing costs

First-time home buyer programs and rebates

The first home savings account

The Home Buyers’ Plan

The First-Time Home Buyer Incentive

The Home Buyers’ Tax Credit

Land transfer tax rebates

How mortgages work in Canada

What is a mortgage?

How fixed and variable mortgage rates work

Best mortgage rates in Canada

Lender vs…

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As part of Air Canada Aeroplan’s 40th Anniversary celebration they are offering up to 10x points for shopping via the Aeroplan eStore portal. This offer is available until July 17, 2024 with up to 10x points being offered for many retailers like Amazon, Sephora and one my favourites which I believe is new to the […]
The post Earn up to 10x points for online shopping via the Aeroplan eStore appeared first on Rewards Canada.

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AIR MILES Redemption event launching on July 19 + earn 25x AIR MILES at Apple.ca via Air Miles Shops from July 12 – 14, 2024 and Catch up on This Week in RWRDS. Check out today’s points & miles updates here:
The post RWRDS Daily Update – July 8, 2024: Big AIR MILES redemption event coming soon + earn 25x AIR MILES with Apple appeared first on Rewards Canada.

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Many of Canada’s top credit cards offer out of province emergency travel medical insurance coverage and for some Canadians, it is actually the number one determining factor in choosing a credit card. Despite differences in the amount of coverage, age brackets of coverage and length of coverage, most of the credit emergency travel medical insurance […]
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