Loyalty Lesson: Be aware of this condition with National Bank of Canada and Desjardins out of province emergency travel medical insurance coverage + MORE Jul 9th

The “Big Five” Canadian banks offer credit cards and include Royal Bank of Canada, Toronto Dominion Bank (TD Canada Trust), Bank of Nova Scotia, Bank of Montreal and Canadian Imperial Bank of Commerce (CIBC). Did you know that there are many other options?
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WestJet RBC World Elite Mastercard adding data roaming and H&R Block discount benefits Sep 23rd

In the most recent email sent out to WestJet RBC World Elite Mastercard holders they reveal several new benefits coming to the card including data roaming. Starting on October 1, 2024 the card will provide 3 x 1GB FlexiRoam global data packs to cardholders and it will also offer a 30% off discount f.... More »
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Do you need market-neutral ETFs in your portfolio? Apr 23rd

In August 2025, I wrote about a concept that started gaining traction among financial advisors: the 40-30-30 portfolio. This allocation emerged in the aftermath of the 2022 bear market, when rising inflation and aggressive interest-rate hikes caused both stocks and bonds to decline at the same .... More »

The best GIC rates in Canada for 2025 + MORE Mar 11th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigat.... More »
 credit cards

Why do Canadians keep falling for scams? + MORE Mar 28th

Many Canadians have learned common telltale signs of phishing emails and fraudulent websites, such as poor spelling, fuzzy logos and sketchy-looking URLs. That knowledge is key, but it’s no longer enough to avoid becoming a victim. Scams are always evolving, becoming more sophisticated and more co.... More »

This Week in RWRDS February 21, 2025: One credit card that more Canadians should have in their wallet Feb 22nd

This week we discuss a credit card that we feel more people should have in their wallet, earning Avion points with investments, Uber’s new pricing tactic that you should beware of and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to Thi.... More »
Air Canada Aeroplan’s 40th Anniversary celebrations kick off today and one of the highlights is this limited time buy points offer. Until July 11, members can buy Aeroplan points with up to a 125% bonus which is one of the highest bonuses we have seen in some time from Air Canada When you buy points […]
The post Receive up to a 125% bonus for buying Aeroplan points appeared first on Rewards Canada.

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Real Estate

The complete guide for first-time home buyers in Canada
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By Erin Pepler and Justin Dallaire on July 8, 2024Estimated reading time: 17 minutes

Buying your first home is an exciting experience, but it can also be an overwhelming one—especially if you’re not sure where to start. That’s why we’ve outlined some simple steps that anyone shopping for a home should take, from figuring out what you can actually afford to getting pre-approved for a mortgage and understanding the government programs designed to help you. If you have questions, we have the answers in our complete guide for first-time home buyers.

Table of contents (click to expand)

The cost of buying a home in Canada

The down payment

The deposit

Closing costs

First-time home buyer programs and rebates

The first home savings account

The Home Buyers’ Plan

The First-Time Home Buyer Incentive

The Home Buyers’ Tax Credit

Land transfer tax rebates

How mortgages work in Canada

What is a mortgage?

How fixed and variable mortgage rates work

Best mortgage rates in Canada

Lender vs…

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As part of Air Canada Aeroplan’s 40th Anniversary celebration they are offering up to 10x points for shopping via the Aeroplan eStore portal. This offer is available until July 17, 2024 with up to 10x points being offered for many retailers like Amazon, Sephora and one my favourites which I believe is new to the […]
The post Earn up to 10x points for online shopping via the Aeroplan eStore appeared first on Rewards Canada.

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AIR MILES Redemption event launching on July 19 + earn 25x AIR MILES at Apple.ca via Air Miles Shops from July 12 – 14, 2024 and Catch up on This Week in RWRDS. Check out today’s points & miles updates here:
The post RWRDS Daily Update – July 8, 2024: Big AIR MILES redemption event coming soon + earn 25x AIR MILES with Apple appeared first on Rewards Canada.

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Many of Canada’s top credit cards offer out of province emergency travel medical insurance coverage and for some Canadians, it is actually the number one determining factor in choosing a credit card. Despite differences in the amount of coverage, age brackets of coverage and length of coverage, most of the credit emergency travel medical insurance […]
The post Loyalty Lesson: Be aware of this condition with National Bank of Canada and Desjardins out of province emergency travel medical insurance coverage appeared first on Rewards Canada.

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