The best credit cards for seniors in Canada in 2024 + MORE Aug 27th

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What are the best credit cards for seniors in Canada? That was a question we recently received from a reader, and while credit cards are more about an individual’s unique spending habits and the benefits they find most useful in a credit card than age, we still thought we could help. With this in mind, we’ve selected a list of cards, both fee and no-fee, that offer perks like travel insurance and benefits ranging from cash back and other rewards. Whatever kind of card you’re looking for, you can find the details of our best credit cards for seniors here.

Best no-fee card for seniors

At a glance: Earning cash rewards shouldn’t be complicated. We’ve selected the SimplyCash Card from American Express as one of the best credit cards for seniors because of the simplicity of the earn program, the above-average base rate and the ability to accelerate earnings—all for no annual fee.

featuredAmex SimplyCash go to site
Annual fee: $0

Rewards: 1.25% – 2% cash back

2% cash back on gas and groceries

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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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