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The best GIC rates in Canada for 2024
– moneysense.ca
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
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Highest GIC rates in Canada
Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…
Can you move your investments from Canada to the U.S.?
– moneysense.ca
Can I move my security holdings from a Canadian non-registered account to a U.S. brokerage non-registered account without tax implications?
–Meranda
Tax implications of moving investments from a non-registered Canadian account to an American one
The answer to your question, Meranda, depends on a few different considerations, including the types of securities, types of investment accounts and more. The tax implications depend on your reason for transferring the securities. Let’s take a look.
Types of securities you can transfer to the U.S.
If you own Canadian mutual funds and/or bank or portfolio manager proprietary pooled funds, you will not be able to transfer them across the border.
Canadian mutual funds cannot be sold to non-residents of Canada. As a result, a U.S. brokerage account will not accept a transfer of a Canadian mutual fund.
A proprietary pooled fund can only be held at the company that offers it. So, you cannot transfer it to another brokerage in Canada, let alone the U…