Making sense of the markets: Looking at 2025 + MORE Jan 3rd

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Best cash-alternative ETFs for Canadian investors 2026 + MORE May 2nd

If the only investment account you have is a registered retirement savings plan (RRSP), you probably don’t need to concern yourself with cash or cash-equivalent holdings. But let’s say you’re in the market for your first home and you’re saving up a down payment. You can’t afford to lose mo.... More »
retirement

Stock news for investors: Fourth-quarter earnings roll in from Canada’s big banks Dec 6th

Here’s a round-up of news for Canadian investors this week. Scotiabank National Bank RBC CIBC BMO TD Featured RRSP Accounts featured EQ Bank Build your retirement savi.... More »
 retirement planning

Stock news for investors: Air Canada Q3 profit plunges to as strike weighs on results + MORE Nov 8th

Here’s a round-up of news for Canadian investors this week. Air Canada Fortis Thomson Reuters Suncor Cameco Maple Leaf Foods Sun Life Financial Cineplex Corus Entertainment Xanadu Quantum Technologies Featured RRSP Accounts .... More »
 retirement savings

Canadians fear a tougher road to retirement—and plan to help their kids along the way + MORE Feb 14th

Canadians are going into this year’s RRSP season in a somewhat pessimistic mood. Two-thirds say it will be more difficult for them to save and invest for their retirement than it was for their parents, according to BMO’s latest Retirement Survey. Canadians expect a tougher retirement than the.... More »
 pension

 Stock news for investors: Mixed Q4 results with big profit gains for Enbridge, Nutrien, and Cenovus + MORE Feb 21st

Here’s a round-up of news for Canadian investors this week. Enbridge Nutrien Teck Resources Canadian Tire MTY Food Group Cenovus Energy Featured RRSP Accounts featured EQ Bank .... More »
Kyle Prevost, creator of 4 Steps to a Worry-Free Retirement, Canada’s DIY retirement planning course, shares financial headlines and offers context for Canadian investors.

Can we make sense of the 2025 markets?

Stock market predictions rarely age well. (As you can read from our look at 2024.)

There are simply too many variables to accurately predict market outcomes. We can’t even agree on where interest rates will be a year from now, never mind esoteric concepts like how investor enthusiasm could translate into higher stock valuations.

As we attempt to make sense of what could come to the 2025 markets, it’s important to keep in mind that nothing below constitutes investing advice. Our predictions are for informational purposes only and for identifying trends and outcomes that could happen this year.

President Trump will employ tariffs

One of the biggest questions many Canadian business owners and investors have for 2025 is whether incoming president Donald Trump will carry out his threat of large tariffs on Canadian imports into the U…

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OAS payment dates in 2025, and more to know about Old Age SecurityIf you’re approaching or planning for retirement, you may have questions about Old Age Security (OAS) benefits, like: Do I need to apply for OAS? How much will I receive in OAS? When do OAS payments go out? We cover these questions and more below. But first, here’s a quick overview of how OAS works.

About Old Age Security (OAS)

Old Age Security benefits are monthly payments made by the federal government to supplement the income of eligible Canadians age 65 and older. Along with the Canada Pension Plan (CPP) and personal savings, OAS contributes to financial support for older Canadians. CPP and OAS payments are issued on the same dates.

OAS payment dates for 2025

January 29, 2025

February 26, 2025

March 27, 2025

April 28, 2025

May 28, 2025

June 26, 2025

July 29, 2025

August 27, 2025

September 25, 2025

October 29, 2025

November 26, 2025

December 22, 2025

Featured RRSP Accounts

featured

EQ Bank

Build your retirement savings with 2…

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CPP payment dates in 2025, and more to know about the Canada Pension PlanIn Canada, no retirement plan is complete without considering the CPP. Whether you’re approaching retirement or still several years away from it, the Canada Pension Plan will likely play a role in your retirement income. How big a role depends on several factors. You may have other questions, too. When to apply for CPP? When do the payments go out? And, of course, are CPP payments taxable? We cover this and more below. But first, here’s a quick overview of how the CPP works.

About the Canada Pension Plan (CPP)

The Canada Pension Plan is a retirement pension that offers replacement income once a person retires from working life. The CPP is a social insurance plan, and it’s one “pillar” of the retirement income system for Canadians—the other three are Old Age Security (OAS), the Guaranteed Income Supplement (GIS) and personal savings. The CPP is funded by contributions from workers, employers and self-employed individuals. It’s not paid for by the government, despite what many Canadians may think…

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