Should I cash my RRSP to pay off my mortgage? Jan 17th
Making sense of the markets: Looking at 2025
– moneysense.ca
Can we make sense of the 2025 markets?
Stock market predictions rarely age well. (As you can read from our look at 2024.)
There are simply too many variables to accurately predict market outcomes. We can’t even agree on where interest rates will be a year from now, never mind esoteric concepts like how investor enthusiasm could translate into higher stock valuations.
As we attempt to make sense of what could come to the 2025 markets, it’s important to keep in mind that nothing below constitutes investing advice. Our predictions are for informational purposes only and for identifying trends and outcomes that could happen this year.
President Trump will employ tariffs
One of the biggest questions many Canadian business owners and investors have for 2025 is whether incoming president Donald Trump will carry out his threat of large tariffs on Canadian imports into the U…
If you’re approaching or planning for retirement, you may have questions about Old Age Security (OAS) benefits, like: Do I need to apply for OAS? How much will I receive in OAS? When do OAS payments go out? We cover these questions and more below. But first, here’s a quick overview of how OAS works.
About Old Age Security (OAS)
Old Age Security benefits are monthly payments made by the federal government to supplement the income of eligible Canadians age 65 and older. Along with the Canada Pension Plan (CPP) and personal savings, OAS contributes to financial support for older Canadians. CPP and OAS payments are issued on the same dates.
OAS payment dates for 2025
January 29, 2025
February 26, 2025
March 27, 2025
April 28, 2025
May 28, 2025
June 26, 2025
July 29, 2025
August 27, 2025
September 25, 2025
October 29, 2025
November 26, 2025
December 22, 2025
Featured RRSP Accounts
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EQ Bank
Build your retirement savings with 2…
In Canada, no retirement plan is complete without considering the CPP. Whether you’re approaching retirement or still several years away from it, the Canada Pension Plan will likely play a role in your retirement income. How big a role depends on several factors. You may have other questions, too. When to apply for CPP? When do the payments go out? And, of course, are CPP payments taxable? We cover this and more below. But first, here’s a quick overview of how the CPP works.
About the Canada Pension Plan (CPP)
The Canada Pension Plan is a retirement pension that offers replacement income once a person retires from working life. The CPP is a social insurance plan, and it’s one “pillar” of the retirement income system for Canadians—the other three are Old Age Security (OAS), the Guaranteed Income Supplement (GIS) and personal savings. The CPP is funded by contributions from workers, employers and self-employed individuals. It’s not paid for by the government, despite what many Canadians may think…
