The best GIC rates in Canada for 2025 + MORE Jan 27th

How to go about securing the best return for your investment in Canada.
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Looking for a mortgage in B.C.? Don’t limit your options to the big banks Aug 9th

At last, interest rates are coming down again. For Canadians who are in the market for a new home, facing renewal of their mortgage in the foreseeable future, or feeling unsatisfied with their current home loan, this poses two choices: do you pounce now, or stay on the sidelines in the hope that rat.... More »
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Defence stocks attract attention as spending climbs + MORE Apr 10th

With global hostilities rising, experts say investors should take a fresh look at defence companies. The defence industry is much broader than weapons-focused firms. Investing professionals say there are a range of options for retail investors to gain exposure to the sector, depending on their comfo.... More »

The smart seller’s secret to reducing capital gains tax in Canada + MORE Jul 18th

For many Canadians, selling a property can come with a surprise: the capital gains tax. Whether it’s a cottage, rental property, or former principal residence, understanding how capital gains are calculated and how a professional appraisal can significantly reduce your tax burden is crucial. .... More »

Are you really ready to retire? Why many Canadians are struggling with retirement planning Mar 24th

Despite best intentions, many Canadians are not financially prepared for retirement. This reality is driven by a combination of factors: rising costs of living, growing debt levels, insufficient personal savings, and a lack of proper planning. Unexpected life events such as health challenges, job lo.... More »

The best GIC rates in Canada for 2025 + MORE Oct 20th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
Chinese startup DeepSeek sinks AI tech stocks as little-known firm upstages Silicon Valley giants  The Globe and MailNvidia says DeepSeek advances prove need for more of its chips  Yahoo Canada FinanceDeepSeek Panic Live Updates: Ultra-Rich Lose Billions As Nasdaq Paces To Worst Day Of 2025  ForbesHow Chinese A.I. Start-Up DeepSeek Is Competing With Silicon Valley Giants  The New York TimesWhat is DeepSeek, the Chinese AI company upending the stock market?  Toronto Star

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GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

Why trust us

MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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