Home / Investment / The best GIC rates in Canada for 2025 + MORE Jan 27th

The best GIC rates in Canada for 2025 + MORE Jan 27th

How to go about securing the best return for your investment in Canada.
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A tax guide for Canadians with disabilities May 3rd

It is the understatement of the century to say that being disabled is expensive. Many advocates refer to the added financial burden as the “disability tax”—the extra, unavoidable costs of living with a disability. In Canada, where about 27% of people identify as disabled according to Statistic.... More »

Do you need that bank mutual fund? Maybe not + MORE Jul 10th

A regulator-led survey of Ontario mutual fund dealers based out of big banks finds a sizable minority are not always acting in the interests of clients. The survey of close to 3,000 dealers by the Ontario Securities Commission and the Canadian Investment Regulatory Organization found that 25% say.... More »
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Can you hedge against a market crash with ETFs? + MORE Dec 24th

Earlier in August 2025, I wrote a column outlining an alternative to the classic 60/40 stock-and-bond portfolio called the 40/30/30 portfolio. The idea was simple: allocate 40% to equities, 30% to bonds, and 30% to alternative asset classes that have the potential to move differently when both .... More »

Refinancing your mortgage? Here’s why a professional home appraisal is step one Mar 27th

Before you refinance your mortgage, it’s important to know your home’s true value. A professional home appraisal gives you an accurate picture of the value of your property, helping you make smarter financial decisions from lowering your monthly payments to accessing equity to evaluating your re.... More »

Her home insurance company dumped her after two modest claims. Here's how to make sure it doesn't happen to you Aug 18th

Ruth Blair's insurance broker eventually had a change of heart, but cases of nonrenewal are spiking, experts say, as companies lower their risk to sweeten corporate mergers..... More »
Chinese startup DeepSeek sinks AI tech stocks as little-known firm upstages Silicon Valley giants  The Globe and MailNvidia says DeepSeek advances prove need for more of its chips  Yahoo Canada FinanceDeepSeek Panic Live Updates: Ultra-Rich Lose Billions As Nasdaq Paces To Worst Day Of 2025  ForbesHow Chinese A.I. Start-Up DeepSeek Is Competing With Silicon Valley Giants  The New York TimesWhat is DeepSeek, the Chinese AI company upending the stock market?  Toronto Star

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GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

Why trust us

MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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Not sure what the best Investment returns in Canada are? Be sure to get the best advice possible – Visit our Investment page for details.

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