How to go about securing the best rate and plan for your credit card in Canada.
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Looking for a mortgage in B.C.? Don’t limit your options to the big banks + MORE May 28th
At last, interest rates are coming down again. For Canadians who are in the market for a new home, facing renewal of their mortgage in the foreseeable future, or feeling unsatisfied with their current home loan, this poses two choices: do you pounce now, or stay on the sidelines in the hope that rat.... More »
Astronomers from Western University Discover the Birthplace of Cosmic "Buckyballs" - Universe Today + MORE May 9th
Astronomers from Western University Discover the Birthplace of Cosmic "Buckyballs" Universe Today.... More »
The best GIC rates in Canada for 2026 Jun 2nd
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
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MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
American Express Cobalt Card: 31 new confirmed multiplier locations + MORE Mar 13th
Here’s our next update to our American Express Cobalt Card Confirmed Multiplier Locations list with 31 new locations being added today from across Canada. We have now surpassed 2,000 entries for locations in Canada! A big thank you to the RWRDS Canada community for providing details on thou.... More »
This Week in RWRDS June 13, 2025: The Summer of Big Bonuses from Amex continues! Earn up to 200,000 points! Jun 14th
This week we look at the huge new welcome bonuses from Amex, the imminent launch of the Wealthsimple Visa Infinite card, getting 20% back in miles with AIR MILES latest redemption event and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to Thi.... More »
Ask MoneySense
We have lived in the U.S. for three years. I have not applied for CPP. I have worked here for three years—I think you have to work for 10 years for Social Security. I am on a work visa (I am a CPA), which will end this December, but we have a project that my husband is working on that we will be using to apply for E2 visa.
We have lived in the U.S. for three years. I have not applied for CPP. I have worked here for three years—I think you have to work for 10 years for Social Security. I am on a work visa (I am a CPA), which will end this December, but we have a project that my husband is working on that we will be using to apply for E2 visa.
So, I want to say that I plan on being away from Canada for at least another two years.
I graduated university in 1987 and have worked all my life since then, except three brief maternity leaves.
—Maryann
Applying for CPP as a non-resident of Canada
I will try to address the issues you raised, Maryann, as well as a few others I think may be of interest to you. Here are some considerations.
Who can apply for CPP
You can apply for a Canada Pension Plan (CPP) retirement pension as a non-resident of Canada. Unlike some other government benefits, residency does not have an impact on entitlement. You paid CPP contributions, along with your employers, over the years…
Earn 1,000 bonus points + 1 bonus elite night credit per night for stays at Marriott Hotels Worldwide
– RewardsCanada.ca
Marriott’s first global systemwide promotion for 2025 has been revealed. Members who register for the offer will earn 1,000 bonus points and 1 bonus Elite Night Credit on each eligible paid night in Canada and worldwide. This is the same offer we saw at this time in 2024 and I know a lot of you […]
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The post Earn 1,000 bonus points + 1 bonus elite night credit per night for stays at Marriott Hotels Worldwide appeared first on Rewards Canada.
FINAL DAY: Big welcome bonus of 140,000 points on The Platinum Card from American Express!
– RewardsCanada.ca
The Platinum Card® from American Express’ awesome welcome bonus of up to 140,000 Membership Rewards points ENDS TODAY. This offer is 40,000 points higher than the last offer and is available to new customers who are approved for the card and meet the minimum spending requirements set out below. This offer is available for applications […]
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The post FINAL DAY: Big welcome bonus of 140,000 points on The Platinum Card from American Express! appeared first on Rewards Canada.
FINAL DAY! Amazing welcome bonus of 150,000 points on The Business Platinum Card from American Express
– RewardsCanada.ca
The best ever welcome bonus of up to 150,000 Membership Rewards points that is currently available on the Business Platinum Card® from American Express ENDS TODAY! This offer is 30,000 points higher than the last offer and is open to new customers who are approved for the card and meet the minimum spending requirements set […]
The post FINAL DAY! Amazing welcome bonus of 150,000 points on The Business Platinum Card from American Express appeared first on Rewards Canada.
The post FINAL DAY! Amazing welcome bonus of 150,000 points on The Business Platinum Card from American Express appeared first on Rewards Canada.
