How to go about securing the best rate and plan for your credit card in Canada.
Latest News
Ottawa boosts immigration officers’ ability to cancel visitor visas, travel permits - The Globe and Mail + MORE Feb 16th
Ottawa boosts immigration officers’ ability to cancel visitor visas, travel permits The Globe and MailCanada tightens immigration rules: Study, work permits now easier to revoke The Times of IndiaCanada visa: Canada make new rules to cancel temporary resident visas, work and .... More »
Lowest Winnipeg mortgage rates: Save with Cambrian Credit Union + MORE Jul 29th
When Canadians need a mortgage, they often default to the big banks—but there’s a whole other world of financing options to explore. Credit unions have competitive interest rates in Canada, including Manitoba, plus innovative mortgage options you may not be able to find elsewhere. Shopping aroun.... More »
This Week in RWRDS September 12, 2025: Are the WestJet Mastercard changes good or bad? Sep 13th
This week we discuss the incoming changes to the WestJet RBC World Elite Mastercard and WestJet RBC Mastercard, Wealthsimple Visa Infinite changes, another excellent oneworld elite status match opportunity and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS.... More »
The Best Travel Credit Card Welcome Bonus Offers for July 2025 Jul 4th
Here are the Best Travel Credit Card Sign Up offers for the month of July 2025. This is not an overall ‘best’ credit card list like our Top Travel Rewards Credit Card rankings for 2025 but instead a look at cards that have the most valuable welcome bonus sign up offers. It must be said [.... More »
RWRDS Daily Update April 16: Platinum Card International Airline Program now includes Austrian Airlines & Emirates + MORE Apr 16th
The International Airline Program for Platinum Amex cards now includes Austrian, Brussels Airlines & Emirates, new Amex Offers statement credit for Estee Lauder and American Airlines adding free in flight Wi-Fi. Check out today's points & miles updates here:
The post RWRDS Daily Update Apr.... More »
Ask MoneySense
We have lived in the U.S. for three years. I have not applied for CPP. I have worked here for three years—I think you have to work for 10 years for Social Security. I am on a work visa (I am a CPA), which will end this December, but we have a project that my husband is working on that we will be using to apply for E2 visa.
We have lived in the U.S. for three years. I have not applied for CPP. I have worked here for three years—I think you have to work for 10 years for Social Security. I am on a work visa (I am a CPA), which will end this December, but we have a project that my husband is working on that we will be using to apply for E2 visa.
So, I want to say that I plan on being away from Canada for at least another two years.
I graduated university in 1987 and have worked all my life since then, except three brief maternity leaves.
—Maryann
Applying for CPP as a non-resident of Canada
I will try to address the issues you raised, Maryann, as well as a few others I think may be of interest to you. Here are some considerations.
Who can apply for CPP
You can apply for a Canada Pension Plan (CPP) retirement pension as a non-resident of Canada. Unlike some other government benefits, residency does not have an impact on entitlement. You paid CPP contributions, along with your employers, over the years…
Earn 1,000 bonus points + 1 bonus elite night credit per night for stays at Marriott Hotels Worldwide
– RewardsCanada.ca
Marriott’s first global systemwide promotion for 2025 has been revealed. Members who register for the offer will earn 1,000 bonus points and 1 bonus Elite Night Credit on each eligible paid night in Canada and worldwide. This is the same offer we saw at this time in 2024 and I know a lot of you […]
The post Earn 1,000 bonus points + 1 bonus elite night credit per night for stays at Marriott Hotels Worldwide appeared first on Rewards Canada.
The post Earn 1,000 bonus points + 1 bonus elite night credit per night for stays at Marriott Hotels Worldwide appeared first on Rewards Canada.
FINAL DAY: Big welcome bonus of 140,000 points on The Platinum Card from American Express!
– RewardsCanada.ca
The Platinum Card® from American Express’ awesome welcome bonus of up to 140,000 Membership Rewards points ENDS TODAY. This offer is 40,000 points higher than the last offer and is available to new customers who are approved for the card and meet the minimum spending requirements set out below. This offer is available for applications […]
The post FINAL DAY: Big welcome bonus of 140,000 points on The Platinum Card from American Express! appeared first on Rewards Canada.
The post FINAL DAY: Big welcome bonus of 140,000 points on The Platinum Card from American Express! appeared first on Rewards Canada.
FINAL DAY! Amazing welcome bonus of 150,000 points on The Business Platinum Card from American Express
– RewardsCanada.ca
The best ever welcome bonus of up to 150,000 Membership Rewards points that is currently available on the Business Platinum Card® from American Express ENDS TODAY! This offer is 30,000 points higher than the last offer and is open to new customers who are approved for the card and meet the minimum spending requirements set […]
The post FINAL DAY! Amazing welcome bonus of 150,000 points on The Business Platinum Card from American Express appeared first on Rewards Canada.
The post FINAL DAY! Amazing welcome bonus of 150,000 points on The Business Platinum Card from American Express appeared first on Rewards Canada.
