The best GIC rates in Canada for 2025 Feb 10th

All about Canadian credit cards. Learn the ins and outs and get the latest news.
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What Canadians want from their rewards programs—and how to actually get it Nov 14th

November is Financial Literacy Month, and the perfect time for Canadians to take stock of how well their money is working for them. Credit card rewards programs play a big role in that picture, helping many Canadians get more value from their everyday spending. According to a new Angus Reid survey c.... More »

RWRDS Daily Update April 29: Earn up to 145 bonus AIR MILES at Pharmasave & another status match opportunity + MORE Apr 29th

Earn up to 145 bonus AIR MILES at Pharmasave until May 1, Receive a $75 credit when booking international hotel stays with ExpediaForTD and you can get an elite status match from ITA Airways. Check out today's points & miles updates here: The post RWRDS Daily Update April 29: Earn up to 145 bon.... More »

This Week in RWRDS September 19, 2025: Need an oil filter for that coffee? Canadian Tire partners with Tim Hortons! + MORE Sep 20th

This week we look at the newly announced Canadian Tire-Tim Hortons loyalty tie up, further clarifications on the WestJet credit card changes, Walmart revamping their Mastercards and much more in our weekly credit card and loyalty rewards newscast! Watch This Week in RWRDS here: Listen to This Week i.... More »
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The Best Small Business Credit Card Welcome Bonus Offers for June 2025 + MORE Jun 6th

Here are Rewards Canada’s Top 5 Small Business Credit Card Sign Up offers for June. This is not a ‘best’ credit card list like our overall Top Travel Rewards Credit Card rankings but rather a look at small business cards that have the best welcome bonus offers. As always when choos.... More »
 air miles

BMO replaces Air Miles with new Blue Rewards program + MORE Jan 28th

BMO Financial Group has announced it will replace Air Miles with a new loyalty rewards program called Blue Rewards this summer. It said the new program will be available for all Canadians through a newly designed Blue Rewards app, and will be integrated into BMO’s existing mobile banking app a.... More »
GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

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MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings from over 12 major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

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Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

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