How to build a core couch potato portfolio Sep 4th

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How to build a core couch potato portfolio

– moneysense.ca

You can build a couch-potato portfolio in three simple ways—using index mutual funds, index ETFs, or asset-allocation ETFs.

But before we dive into these further, an important note. The following options are meant to illustrate sample portfolios and do not constitute financial advice. If you haven’t already done so, review the principles behind how to build a couch-potato portfolio and our overview of couch potato investing before committing your hard-earned money to any of the investments indicated.

Option 1: Build a mutual fund portfolio

Most Canadian banks offer a selection of relatively low-cost index mutual funds with which you can build your own balanced portfolio. Depending on your relationship with the institution, they may throw in advice for free.

Your mutual fund options

TD is the best-known provider in this space with its e-Series funds, but Scotiabank, RBC, and CIBC, among others, have similar products.

The pie chart below illustrates how a typical mid-career investor with a moderate risk tolerance might construct a portfolio using e-Series funds…

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