The best GIC rates in Canada for 2025 Oct 20th

There are more credit card options in Canada than you can shake a stick at! Stay on top of the best rates and plans right here.

Latest News

Holiday debt hangover: How to get your finances back on track Feb 11th

After the holidays wrap up, many Canadians are left dealing with what’s often called a “holiday debt hangover.” It’s that uneasy feeling in January when the celebrations are over, but the credit card bills loom. Recent surveys show a growing number of Canadians carry holiday-related debt .... More »

The best GIC rates in Canada for 2026 Jun 16th

GIC comparison tool Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance. Why trust us MoneySense is an award-winning magazine, helping Canadians navigate m.... More »

Why tax season is turning into a debt trap for Canadians (and how to avoid it) Apr 2nd

If you typically carry a credit card balance, you’re in good company. The recent Study of the Canadian Consumer (Winter 2026) by Vividata shows that more than 1 in 3 Canadians (36%) usually have a credit card balance from month to month. What’s striking, however, is the study’s finding that 49.... More »

Nova Scotia's credit rating downgraded amid deficit concerns - CBC + MORE Feb 1st

Nova Scotia's credit rating downgraded amid deficit concerns CBC.... More »

American Express Cobalt review + MORE Dec 12th

If you know you want an American Express credit card, you’ve probably been referred to the Cobalt credit card. The Cobalt combines high earn rates for everyday purchases with a great insurance package and the ability to put points towards travel for high value. In this American Express Cobalt revi.... More »

The best GIC rates in Canada for 2025

– moneysense.ca

GIC comparison tool

Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.

Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada. To help you find the best financial products, we compare the offerings of major institutions, including banks, credit unions and card issuers. Learn more about our advertising and trusted partners.

Highest GIC rates in Canada

Banks, credit unions, trust companies and discount brokerages all offer GICs. Below, you’ll find the best rates available from a variety of financial institutions, including credit unions and Canada’s Big Six banks. The rates listed are for non-redeemable GICs held in non-registered accounts—the most popular type of GIC in Canada…

Continue Reading On moneysense.ca »

Getting a favourable credit card in Canada can be tricky – let us help! Visit our Credit Card page for the latest rates and articles.

Share