Mortgage Digest: Bond yield spike drives latest fixed mortgage rate hikes of up to 30 bps + MORE Mar 22nd

Interested in learning more about property mortgages in Canada? Look no further!

Latest News

How a secondary suite can make buying a home more affordable in Ontario + MORE Aug 28th

Whether you’re a newer investor or more experienced, there are undoubted benefits to letting out units as a duplex, triplex, or fourplex. Generally speaking, more units means higher returns—assuming the building is large enough to accommodate such a renovation. For homeowners, adding a secondary.... More »

Real Estate, Interest Rates, and Market Reality: Why It’s Time to Take a Deep Breath + MORE Aug 7th

Lately, whenever I talk to clients, friends, or family across Ontario, I hear the same thing: people are anxious. They’re worried about where interest rates are going, what their homes are worth, and how they’re going to handle their upcoming mortgage renewals. There is a lot of noise out.... More »

Haventree Bank launches direct-to-consumer digital bank + MORE Jul 8th

The Schedule 1 bank is rolling out a new consumer deposit platform, marking a major move beyond broker-distributed mortgages and brokered deposits after more than three decades in the alternative lending space..... More »

CMHC reports annual rate of housing starts in June down six per cent from May + MORE Jul 17th

Canada Mortgage and Housing Corp. says the annual pace of housing starts in June fell six per cent compared with May..... More »

Big Six impaired loans nearly triple, but remain manageable: Morningstar DBRS Sep 6th

Impaired loans have climbed to $37.5 billion as consumer and commercial credit pressures grow, although mortgage delinquencies remain relatively low..... More »

Making sense of the Bank of Canada interest rate decision on March 18, 2026

– moneysense.ca

Home buyers waiting for a spring interest-rate drop won’t have much to cheer about this month; the Bank of Canada has opted to leave its benchmark borrowing rate unchanged in its March announcement, marking its third consecutive rate hold.

This means the Bank’s overnight lending rate will remain at 2.25%, with the prime rate used by lenders—also set based on this benchmark—staying at 4.45%. This rate acts as the pricing floor for a number of floating rate borrowing products, including variable mortgage rates, HELOCs, and certain types of loans. The rate has now sat at this level since October 2025, when the Bank delivered the last of its nine-rate-cut series.

This latest rate hold is no surprise to market watchers; Canada’s sluggish job market and overall soft economic performance in 2025 have given the Bank little reason to make a move. The latest February Consumer Price Index report, released by StatCan on March 16, also indicates that inflation growth remains below the Bank’s 2% target at 1…

Continue Reading On moneysense.ca »

Fairstone’s Laurentian deal to boost credit profile—but pressure margins, DBRS says

– canadianmortgagetrends.com

A new DBRS report suggests the acquisition could strengthen the combined lender’s credit profile, while shifting its mortgage mix and putting pressure on profitability.