Canadian housing mortgage rates are all over the map. Don’t get trapped in an unnecessarily costly mortgage agreement.
Latest News
Mortgage broker share rises to 38%, hits 48% among recent first-time buyers: MPC Jul 26th
New MPC research finds broker use increased across buyer groups and regions in 2025, while more borrowers sought advice alongside competitive rates..... More »
Mortgage payments can now earn Aeroplan points, at a cost + MORE Aug 10th
Chexy’s new mortgage rewards program offers one Aeroplan point per dollar paid, but borrowers must consistently redeem those points above the program’s 1.75% fee to come out ahead..... More »
Real Estate, Interest Rates, and Market Reality: Why It’s Time to Take a Deep Breath + MORE Aug 7th
Lately, whenever I talk to clients, friends, or family across Ontario, I hear the same thing: people are anxious. They’re worried about where interest rates are going, what their homes are worth, and how they’re going to handle their upcoming mortgage renewals.
There is a lot of noise out.... More »
For many homeowners 55+, the goal is no longer downsizing, but aging in place + MORE Jul 23rd
Here’s how mortgage brokers can support their needs..... More »
Haventree Bank launches direct-to-consumer digital bank
– canadianmortgagetrends.com
The Schedule 1 bank is rolling out a new consumer deposit platform, marking a major move beyond broker-distributed mortgages and brokered deposits after more than three decades in the alternative lending space.Ask the mortgage expert: Is now a good time to buy a cottage in Canada? (2026)
– canadamortgagenews.ca
Following the herd rarely gets you the best deal is one thing I have learned through almost four decades in the mortgage and real estate industry. When everyone is rushing into the market, bidding blind, and waiving conditions, you end up paying a massive premium. But when everyone is sitting on the sidelines—waiting for the “perfect” moment or letting economic headlines dictate life’s choices—that is precisely when smart money makes its move.
Right now, in the summer of 2026, Canada’s cottage country landscape offers a unique real estate opportunity not seen in recent memory. In a nutshell: I think this is a buyer’s market. Continue Reading…
I hope you will enjoy this article and if you have any questions or would like to discuss I am always available.
Your best interest is my only interest. I reply to all questions and I welcome your comments. Like this article? Share with a friend.
Steve Garganis: 416-224-0114; steve@canadamortgagenews.
