Are you really ready to retire? Why many Canadians are struggling with retirement planning Mar 24th

All about Canadian investments. Learn the ins and outs and get the latest news.
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 blue-chip

Mark Carney wants the world's biggest funds to invest billions in Canada. Will they buy in? - Financial Post + MORE Sep 11th

Mark Carney wants the world's biggest funds to invest billions in Canada. Will they buy in?  Financial PostForeign money is flooding into Canada. But a closer look reveals a U.S.-driven boom  The Globe and MailSome of Canada’s biggest financial players are promising billions of.... More »
 stock exchange

Why are we so afraid of financial mistakes? + MORE Jul 17th

Growing up, I heard one saying repeatedly: the early bird gets the worm. Like so many childhood proverbs, I accepted it without much thought—one of those quiet truths adults repeat often enough that children stop questioning them.  For most of my life I assumed it was a lesson about hard w.... More »

FIFA World Cup plan fallout: AFC reacts as Infantino scraps investment push - Al Jazeera Aug 1st

FIFA World Cup plan fallout: AFC reacts as Infantino scraps investment push  Al JazeeraWomen’s football continues to be used as a pawn in Gianni Infantino’s Fifa tenure  The GuardianFifa World Cup plans: Uefa has 'lost confidence' in current leadership  BBCFIFA scra.... More »
 assets

Do you need market-neutral ETFs in your portfolio? Apr 23rd

In August 2025, I wrote about a concept that started gaining traction among financial advisors: the 40-30-30 portfolio. This allocation emerged in the aftermath of the 2022 bear market, when rising inflation and aggressive interest-rate hikes caused both stocks and bonds to decline at the same .... More »

Poilievre says Canada will never be ’28th state’ of EU at Ontario rally - Global News Sep 20th

Poilievre says Canada will never be ’28th state’ of EU at Ontario rally  Global NewsHead of European Investment Bank eyes Canada opportunities as Carney pushes EU ties  CBCOpinion: Carney’s beautiful Euro vision must meet harsh reality  The Globe and MailNP View: .... More »
Despite best intentions, many Canadians are not financially prepared for retirement. This reality is driven by a combination of factors: rising costs of living, growing debt levels, insufficient personal savings, and a lack of proper planning. Unexpected life events such as health challenges, job loss, or forced early retirement, can further derail even the most optimistic plans.

Taken together, the data points to a clear retirement readiness gap. Many Canadians hope to retire at a certain age, but the financial reality required to do so comfortably often falls short of expectations.

Related reading: Canadians fear a tougher road to retirement

Why aren’t many Canadians retirement ready?

There are a variety of factors that contribute to this issue:

Not knowing where to start. Questions like “When should I begin planning?” or “Is it really urgent?” often lead to delay. Unfortunately, procrastination can be costly, even when it feels harmless in the moment…

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