All about Canadian investments. Learn the ins and outs and get the latest news.
Latest News
Rent or buy: When does homeownership actually make financial sense? Sep 18th
Should you rent or buy? Buying your own home is often viewed as a major financial milestone. But the financial case for owning a home isn’t as simple as “mortgage payment versus rent.”
Homeownership can build equity and provide long-term housing stability, but elevated home prices a.... More »
Canada’s big banks face a high bar for earnings Aug 26th
Canada’s big banks are expected to deliver another strong performance when they report third-quarter earnings this week, but money managers and analysts are wary that any missteps could mean volatility for their high-flying shares.
Canada’s major lenders have navigated a shif.... More »
When is it worth buying a U.S.-listed ETF over a Canadian one? Jul 22nd
Canada’s exchange-traded fund (ETF) industry recently crossed a major milestone. By the end of June 2026, Canadian-listed ETFs collectively held more than $1 trillion in assets under management (AUM), spread across more than 2,000 available products. That growth is impressive, but the Canadian mar.... More »
The best GIC rates in Canada for 2026 + MORE Apr 27th
GIC comparison tool
Find the best and most up-to-date GIC rates in Canada using the comparison tool below. Plus, use the filters to assess your estimated rate of return based on the size of your balance.
Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate m.... More »
House rich, cash poor: When a reverse mortgage might make sense Jul 15th
Reverse mortgages were at one time considered the Wild West of financial products, associated with aggressive and even predatory sales tactics targeting seniors in the United States. Fairly or not, that reputation has instilled some wariness in Canada, where regulations have long been more stringen.... More »
Are you really ready to retire? Why many Canadians are struggling with retirement planning
– moneysense.ca
Despite best intentions, many Canadians are not financially prepared for retirement. This reality is driven by a combination of factors: rising costs of living, growing debt levels, insufficient personal savings, and a lack of proper planning. Unexpected life events such as health challenges, job loss, or forced early retirement, can further derail even the most optimistic plans.
Taken together, the data points to a clear retirement readiness gap. Many Canadians hope to retire at a certain age, but the financial reality required to do so comfortably often falls short of expectations.
Related reading: Canadians fear a tougher road to retirement
Why aren’t many Canadians retirement ready?
There are a variety of factors that contribute to this issue:
Not knowing where to start. Questions like “When should I begin planning?” or “Is it really urgent?” often lead to delay. Unfortunately, procrastination can be costly, even when it feels harmless in the moment…
