Learn more about Canadian mortgage rates, rules and the latest news – read on!
Latest News
Beyond home prices: What the new CMHC affordability index reveals about Canada + MORE Apr 24th
Take a look at just about any housing affordability index in the country and you’ll notice something pretty quickly: they almost always focus exclusively on home prices and mortgages. Rental units simply aren’t included.
The Canada Mortgage and Housing Corporation (CMHC) has acknowledged this.... More »
Renewing your mortgage but planning to sell soon? Read this first May 12th
Why flexibility and penalties can matter more than rates if you plan to sell within the next 12 months.... More »
You bought a home—should life insurance be next? + MORE May 9th
Buying a home is one of the biggest financial milestones for young Canadians, and one of the riskiest. For many households, a mortgage becomes the single largest expense they’ll ever take on, often requiring two incomes to keep it manageable.
That reality is driving more homeowners to buy life .... More »
30-year mortgage uptake lifts Sagen business, but claims hit earnings + MORE Aug 4th
Federal mortgage-rule changes contributed to higher premiums written at the mortgage insurer, but rising delinquencies and claim severity pushed quarterly earnings lower..... More »
Where to Buy Real Estate in Canada 2026: Greater Toronto Area May 6th
From Blue Jays games at Rogers Centre to weekend hikes in the Rouge Valley, life in the GTA moves at whatever pace you set. Home to more than seven million people, the Toronto region’s high price tags kept many buyers on the sidelines. But as the market recalibrates, a window is opening fo.... More »
OSFI warns of mortgage stress for as many as 150,000
– canadianmortgagetrends.com
As many as 150,000 Canadian borrowers will have trouble refinancing their mortgages over the next two years as they face a combination of declining home values and higher interest rates, according to the country’s top banking regulator. Strong payment discipline masks growing mortgage stress, survey finds
– canadianmortgagetrends.com
Despite strong payment performance, a growing share of borrowers report difficulty keeping up and are cutting back on spending to stay current
