Strong payment discipline masks growing mortgage stress, survey finds + MORE Mar 25th

Learn more about Canadian mortgage rates, rules and the latest news – read on!
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Mortgage Expert alert: Why Canadian housing seems unaffordable in 2026: A 35-year real estate disconnect + MORE Jun 5th

The dream of home ownership in Canada appears distant in today’s mathematical reality. Housing costs account for nearly 30% of household income. Older generations survived 12–18% interest rates in the 1980s and early 1990s. At the time, home prices equaled two or three years of household income..... More »
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TMG launches new platform for independent mortgage brokerages + MORE Aug 25th

TMG Enterprise Partners will provide independent brokerages with shared infrastructure, compliance expertise and operational support while allowing them to retain their ownership, culture and brand..... More »
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Big Six impaired loans nearly triple, but remain manageable: Morningstar DBRS Sep 6th

Impaired loans have climbed to $37.5 billion as consumer and commercial credit pressures grow, although mortgage delinquencies remain relatively low..... More »
 home loans

Mortgage borrowing slows to weakest pace since early 2024: StatCan + MORE Sep 12th

Household debt burdens eased as income growth outpaced debt payments, but mortgage interest costs continued to climb..... More »
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Mortgage payments can now earn Aeroplan points, at a cost + MORE Aug 10th

Chexy’s new mortgage rewards program offers one Aeroplan point per dollar paid, but borrowers must consistently redeem those points above the program’s 1.75% fee to come out ahead..... More »
OSFI warns of mortgage stress for as many as 150,000As many as 150,000 Canadian borrowers will have trouble refinancing their mortgages over the next two years as they face a combination of declining home values and higher interest rates, according to the country’s top banking regulator. 

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Strong payment discipline masks growing mortgage stress, survey findsDespite strong payment performance, a growing share of borrowers report difficulty keeping up and are cutting back on spending to stay current

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