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Latest News
As AI fuels a surge in travel scams, here’s how you can protect yourself May 8th
Mark Kalinowski’s dad fell for a classic travel scam. “Someone called one day and said, ‘Hey, good news, you won a trip to Florida. It’s all paid for. Just pay that $200 upfront holding fee,’” Kalinowski recalled from his home in Calgary. “He’s like, ‘Oh yeah, let me give you my cr.... More »
Bigger Alberta Child and Family Benefit payments going out soon Aug 19th
Families eligible for the Alberta Child and Family Benefit (ACFB) can expect the second-last payment of 2026 to drop on August 27, and it will be a bit bigger than the one before.
The ACFB is a provincial program administered by the Canada Revenue Agency (CRA) on behalf of the Government of Alber.... More »
The financial mistakes people make before seeking debt help + MORE Jun 24th
“I wish I had reached out sooner.” It’s one of the most common things that credit counsellors hear from people struggling with debt.
Debt problems rarely appear overnight. They tend to develop gradually through a series of well-intentioned decisions made while trying to stay afl.... More »
Financial independence and travel: Can you have both? Apr 24th
In February and early March, as is increasingly our custom, my wife Ruth and I spent five weeks in a sunny clime in order to avoid the tail end of Canada’s winter. On our return from Malta, regular guest blogger Devin Partida contributed a relevant article titled “Can you pursue financial indepe.... More »
Tipping in tough times: How to tip without overspending
– moneysense.ca
With many Canadians facing greater financial constraints, sentiment around tipping culture is shifting. Over the past few years, customers have seen “suggested” tipping amounts rise, and with more people paying on debit and credit machines instead of cash, they are being asked to tip more often. Some say they are feeling annoyed at a time when they might be strapped for cash even before the bill arrives, but experts say there are ways to mitigate the issue.
Tipping pressure is rising—but you still have a choice
“People need to do a bit of soul checking,” said Stacy Yanchuk Oleksy, CEO of Money Mentors. “Just because someone asks for 30% on the machine, it doesn’t mean that’s what it warrants; it doesn’t mean that’s what you have to do. And I think we need to get around the culture of tipping, that it’s become this guilt-laden, ‘If you don’t tip, therefore somehow that says something about you,’” she said. “Sometimes it’s just, you can’t afford it, and that’s OK too…
