Best cash-alternative ETFs for Canadian investors 2026 + MORE May 2nd

There are plenty of retirement plan options in Canada! Stay on top of the best plans right here.

Latest News

Stock news: Canada’s big banks raise dividends after strong Q2 earnings May 30th

Here’s a round-up of news for Canadian investors this week. BMO National Bank Scotiabank CIBC TD Bank RBC Featured RRSP Accounts featured EQ Bank Build your retirement.... More »

Do you actually need a financial advisor in your 30s and 40s? May 9th

At some point, most Canadians are told they need a financial advisor. But is hiring one really necessary when you’re in your 30s and 40s, or can it wait until you’re closer to retirement? Like a lot of financial advice, the answer depends on your personal circumstances; it’s less about yo.... More »

How to build a financial plan when your income is unpredictable + MORE Aug 15th

A lot of mainstream financial advice operates under the assumption of predictable paycheques and enough financial cushion to comfortably optimize for retirement, investing, or home ownership. But when you’re self-employed, money management tends to look a little different. I’ve been a freelan.... More »

Stock news: Cogeco takes U.S. telecom hit as Electrovaya rallies Jul 18th

Here’s a round-up of news for Canadian investors this week. Cogeco Electrovaya Blue Ant Media Loblaw-EQB Featured RRSP Accounts featured EQ Bank Build your retirement saving.... More »

Stock news for investors: Groupe Dynamite boosts outlook as Transat struggles Sep 12th

Here’s a round-up of news for Canadian investors this week. Groupe Dynamite Transat Empire Featured RRSP Accounts featured EQ Bank Build your retirement savings with 1.50% inte.... More »

Best cash-alternative ETFs for Canadian investors 2026

– moneysense.ca

If the only investment account you have is a registered retirement savings plan (RRSP), you probably don’t need to concern yourself with cash or cash-equivalent holdings. But let’s say you’re in the market for your first home and you’re saving up a down payment. You can’t afford to lose money and you could need to cash it in at any time, but you still want to earn enough interest to keep pace with inflation.

This and other short-term purposes are where cash alternative ETFs can come in handy. They are considered safe (though not covered by deposit insurance), yet liquid. Unlike a guaranteed investment certificate (GIC), you can sell them at any time—but they’ll still give you GIC-like returns and will hold their value if interest rates rise.

Featured accounts

featured

Savings account

Get up to 3.00% interest on your savings without any fees.

go to site

featured

1-year GIC

Lock in your deposit and earn a guaranteed interest rate of 3…

Continue Reading On moneysense.ca »

Stock news: Air Canada leads TSX earnings roundup with guidance pause amid fuel uncertainty

– moneysense.ca

Here’s a round-up of news for Canadian investors this week.

Air Canada

Canada Packers

Bombardier

Spin Master

Gildan

Featured RRSP Accounts

featured

EQ Bank

Build your retirement savings with 1.50% interest, tax-deferred contributions and zero fees.

go to site

featured

Registered GIC rate

Earn a guaranteed 2.75% in your RRSP when you lock in for 1 year.

go to site

Best RRSP rates

See our ranking of the best RRSP accounts and rates available in Canada.

read now

Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada…

Continue Reading On moneysense.ca »

Banks.ca constantly finds the best and most current Retirement information available in Canada.

Share