Best cash-alternative ETFs for Canadian investors 2026 + MORE May 2nd

There are plenty of retirement plan options in Canada! Stay on top of the best plans right here.

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Best cash-alternative ETFs for Canadian investors 2026

– moneysense.ca

If the only investment account you have is a registered retirement savings plan (RRSP), you probably don’t need to concern yourself with cash or cash-equivalent holdings. But let’s say you’re in the market for your first home and you’re saving up a down payment. You can’t afford to lose money and you could need to cash it in at any time, but you still want to earn enough interest to keep pace with inflation.

This and other short-term purposes are where cash alternative ETFs can come in handy. They are considered safe (though not covered by deposit insurance), yet liquid. Unlike a guaranteed investment certificate (GIC), you can sell them at any time—but they’ll still give you GIC-like returns and will hold their value if interest rates rise.

Featured accounts

featured

Savings account

Get up to 3.00% interest on your savings without any fees.

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featured

1-year GIC

Lock in your deposit and earn a guaranteed interest rate of 3…

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Stock news: Air Canada leads TSX earnings roundup with guidance pause amid fuel uncertainty

– moneysense.ca

Here’s a round-up of news for Canadian investors this week.

Air Canada

Canada Packers

Bombardier

Spin Master

Gildan

Featured RRSP Accounts

featured

EQ Bank

Build your retirement savings with 1.50% interest, tax-deferred contributions and zero fees.

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featured

Registered GIC rate

Earn a guaranteed 2.75% in your RRSP when you lock in for 1 year.

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Best RRSP rates

See our ranking of the best RRSP accounts and rates available in Canada.

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Why trust us
MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada…

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