mortgage penalties | DUCA Financial Services - 5 year Closed : 3.38% (0.09%) + MORE Sep 3rd

Obtaining a mortgage or secured line of credit in Canada at the best rates is often a daunting task. We can help! Read the articles below for more info.

Latest News

Housing starts up 3% in January, but trade risks add ‘significant uncertainty’: CMHC Feb 20th

Canada Mortgage and Housing Corp. says the annual pace of housing starts in January rose three per cent compared with December, helped by strength in multi-unit starts in Quebec and B.C..... More »

Got a small mortgage? Why you’ll likely get a lousy rate + MORE Nov 22nd

Mortgage minimums are becoming more common. Unfair as it might seem, lenders may frown on those with big down payments and modest mortgage needs .... More »

Tools to calculate your mortgage payments and costs in Canada Nov 1st

Owning real estate is a goal for many Canadians, and while it can be a rewarding investment, it comes with financial responsibilities that you must carefully manage. First and foremost, you need to be able to calculate your mortgage payments, down payment, penalty fees and other costs. Onli.... More »

The latest in mortgage news: OSFI unveils minor changes to insurer capital adequacy test + MORE Sep 29th

Canada's federal banking regulator unveiled revisions to its Mortgage Insurer Capital Adequacy Test for insured variable-rate mortgages..... More »

How much income do you need to buy a home in Canada? A look at housing affordability in November 2025 + MORE Dec 24th

For a while there, it appeared Canada’s housing market was seeing shoots of improvement – but buyers retreated back to the sidelines in November, further dousing price growth and leading to overall improved affordability conditions. As reported by the Canadian Real Estate Association, home sales.... More »