Sep 12 Update: First Canadian Element Hotel now open, Reader question on SPG Amex US & Canada, More Bonuses! + MORE Sep 12th

All about Canadian credit cards. Learn the ins and outs and get the latest news.
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Introducing the Capital One® Aspire Travel™ World Elite MasterCard® + MORE Feb 26th

As many of you are aware now, the Capital One® Aspire Travel™ World MasterCard® has been replaced by the new Capital One® Aspire Travel™ World Elite MasterCard®. The card has been out for a few weeks and this is our introduction of it to you, the readers of Rewards Canada.There was a lot of .... More »
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RWRDS Daily Update – November 30, 2023 + MORE Nov 30th

Rogers Mastercard is enhanced to offer up to 3% cash back now, American Express no longer coding select Walmart Supercentre locations as 5x points and 17 new confirmed Cobalt Multiplier locations. Check out today's points & miles updates here: The post RWRDS Daily Update – November 30, 2023 a.... More »

RWRDS Daily Update – December 12 Dec 13th

Here’s your Rewards Canada update! Your near daily dose of loyalty program, credit card and travel news, bonuses, deals and more. Three new U.S. routes from Air Canada Air Canada is adding three new transborder routes starting in the summer 2023 season. The airline is adding flights from Toron.... More »
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Feb 17 Udpate: Receive up to a $125 + $50 Amex Gift Card for Vancouver Hotel stays, Air Canada flight bonuses to Europe & Japan + MORE Feb 17th

We're back from a great vacation which means our daily updates return as well! News, Tips & Tricks The beVancouver American Express Gift Card offer is back for the Spring. This is the now famous offer where you book select Vancouver hotels via the beVancouver site and land up to a $125 Am.... More »
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Fintech firms buying TD Bank home improvement financing business + MORE Sep 16th

Financial technology firm Financeit and Concentra, which provides wholesale finance and trust services to credit unions, have signed a deal to buy TD Bank's indirect home improvement financing business..... More »
Sep 12 Update: First Canadian Element Hotel now open, Reader question on SPG Amex US & Canada, More Bonuses!Wednesday was pretty much a bonus offer day! News, Tips & Tricks The Element Vaughan Southwest, Canada’s first Element By Westin hotel opened yesterday with a Grand Opening Celebration. To find out more about this hotel or to book it visit Starwood Hotels Reader Question: We received this question from one of our readers via email: “If I have both US and Canadian credit and I have an Amex US SPG card, can I add the same SPG member number to a Canadian application?” I was 99.9% sure the answer was yes but we reached out to Starwood to confirm and they said ‘Yes’ you can have both. Bonus Offers Air China Phoenix Miles- Discounted Phoenix Miles Award Tickets for Air China flights between Shenzen and Bangkok.More… Until Dec 31, 13- 2,000 Phoenix Miles Kilometers for stays on the Best Available rate at participating Langham properties in China. More… Until Oct 25, 13 – Earn up to Triple Phoenix Miles Kilometers for stays on the Bed and Breakfast or Best Available rate at participating Mandarin Oriental Hotels Worldwide…

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Delta Hotels Book and Board: Bonus Aeroplan Miles, 15% discount on Air Canada flights + a chance to win a Toyota CamryStarting this Saturday Sep. 15 Delta Hotels will be launching their Book and Board fall promotion for stays at their hotel and resort locations across Canada. The Book and Board promotion consists of three parts (one of which has already been mentioned here on RC, the bonus miles):Complete details on the promotion and booking links can be found at https://www.deltahotels.com/bookandboardNote that the 15% discount for Air Canada flights is only good for Flex fares and above but still represents a great discount if your plans include the qualifying fares and travel must be completed by Dec 17 which means the sooner you stay at a Delta Hotel the sooner you can take advantage of the flight discount.Terms and conditions*Single-use promotional code applies to flights operated by Air Canada to any destination within Canada, and between Canada and the U.S. (including Hawaii), the Caribbean and Mexico, for travel completed by December 17, 2013, for new bookings only. Limited to four (4) people per booking…

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Canada’s canary in the coal mine on household debt is set to sing Friday with the release of credit market debt to disposable income.

Continue Reading On blogs.wsj.com »

Why you may not need an emergency fundMany experts suggest saving six months of living expenses for emergencies like a job loss. But, says Toronto fee-only planner Jason Heath, if you’re in a stable household it makes more sense to use that money elsewhere, and open a home equity line of credit to draw on in the event of a crisis. Consider what happens if you take $20,000 in emergency fund money from your high-interest saving account and instead apply it to your mortgage.

The post Why you may not need an emergency fund appeared first on MoneySense.

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