All about Canadian credit cards. Learn the ins and outs and get the latest news.
Latest News
ENDS SOON! Amazing welcome bonus of 150,000 points on The Business Platinum Card from American Express + MORE Jan 17th
The best ever welcome bonus of up to 150,000 Membership Rewards points is currently available on the Business Platinum Card® from American Express This offer is 30,000 points higher than the last offer and is open to new customers who are approved for the card and meet the minimum spending requirem.... More »
Alberta paleontologists confirm ‘Scotty’ is world’s biggest Tyrannosaurus rex - Global News + MORE Mar 22nd
Alberta paleontologists confirm ‘Scotty’ is world’s biggest Tyrannosaurus rex Global NewsAlberta paleontologists discover world's biggest and oldest Tyrannosaurus rex CTV NewsPaleontologists report world's biggest Tyrannosaurus rex Phys.orgView full coverage on.... More »
Why do people pay high annual fees on credit cards? + MORE Jan 19th
Paying hundreds of dollars a year for a credit card might seem ridiculous, but some people find value even in those top-tier cards.... More »
Transunion Vs. Equifax: Why Is There a Difference in Your Credit Scores? + MORE Aug 24th
In Canada, there are two credit bureaus that financial institutions use in the credit scoring process: Equifax and Transunion. But while the two companies serve a similar purpose, each one will give you a different credit score. In this article, I’ll explain why that is, and show you how you can g.... More »
Applying for a credit card: What you need to know + MORE Oct 29th
There are many great reasons to carry a credit card. Beyond the convenience and purchase protection included in credit card purchases, they’re also important financial tools for establishing your credit history and borrowing money—both of which you’ll need if you want to make a major purchase,.... More »
Sep 12 Update: First Canadian Element Hotel now open, Reader question on SPG Amex US & Canada, More Bonuses!
– RewardsCanada.ca
Wednesday was pretty much a bonus offer day! News, Tips & Tricks The Element Vaughan Southwest, Canada’s first Element By Westin hotel opened yesterday with a Grand Opening Celebration. To find out more about this hotel or to book it visit Starwood Hotels Reader Question: We received this question from one of our readers via email: “If I have both US and Canadian credit and I have an Amex US SPG card, can I add the same SPG member number to a Canadian application?” I was 99.9% sure the answer was yes but we reached out to Starwood to confirm and they said ‘Yes’ you can have both. Bonus Offers Air China Phoenix Miles- Discounted Phoenix Miles Award Tickets for Air China flights between Shenzen and Bangkok.More… Until Dec 31, 13- 2,000 Phoenix Miles Kilometers for stays on the Best Available rate at participating Langham properties in China. More… Until Oct 25, 13 – Earn up to Triple Phoenix Miles Kilometers for stays on the Bed and Breakfast or Best Available rate at participating Mandarin Oriental Hotels Worldwide…Delta Hotels Book and Board: Bonus Aeroplan Miles, 15% discount on Air Canada flights + a chance to win a Toyota Camry
– RewardsCanada.ca
Starting this Saturday Sep. 15 Delta Hotels will be launching their Book and Board fall promotion for stays at their hotel and resort locations across Canada. The Book and Board promotion consists of three parts (one of which has already been mentioned here on RC, the bonus miles):Complete details on the promotion and booking links can be found at https://www.deltahotels.com/bookandboardNote that the 15% discount for Air Canada flights is only good for Flex fares and above but still represents a great discount if your plans include the qualifying fares and travel must be completed by Dec 17 which means the sooner you stay at a Delta Hotel the sooner you can take advantage of the flight discount.Terms and conditions*Single-use promotional code applies to flights operated by Air Canada to any destination within Canada, and between Canada and the U.S. (including Hawaii), the Caribbean and Mexico, for travel completed by December 17, 2013, for new bookings only. Limited to four (4) people per booking…Economists await household debt numbers
– blogs.wsj.com
Canada’s canary in the coal mine on household debt is set to sing Friday with the release of credit market debt to disposable income.
Why you may not need an emergency fund
– moneysense.ca
Many experts suggest saving six months of living expenses for emergencies like a job loss. But, says Toronto fee-only planner Jason Heath, if you’re in a stable household it makes more sense to use that money elsewhere, and open a home equity line of credit to draw on in the event of a crisis. Consider what happens if you take $20,000 in emergency fund money from your high-interest saving account and instead apply it to your mortgage.
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